@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@600;700&family=Inter:wght@400;500;600;700&display=swap');

:root {
  --color-bg-primary: #0a0f1e;
  --color-bg-secondary: #0d1526;
  --color-bg-tertiary: #111d2f;
  --color-bg-card: rgba(13, 21, 38, 0.6);

  --color-text-primary: #ffffff;
  --color-text-secondary: #94a3b8;
  --color-text-muted: #64748b;

  --color-primary: #f59e0b;
  --color-primary-hover: #d97706;
  --color-primary-light: #fbbf24;
  --color-secondary: #3b82f6;
  --color-secondary-hover: #2563eb;

  --color-accent-success: #10b981;
  --color-accent-warning: #f59e0b;
  --color-accent-error: #ef4444;
  --color-accent-info: #06b6d4;

  --font-primary: 'Inter', sans-serif;
  --font-heading: 'Playfair Display', serif;

  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.5rem;
  --space-lg: 2rem;
  --space-xl: 3rem;
  --space-2xl: 4rem;
  --space-3xl: 6rem;

  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-xl: 16px;
  --radius-2xl: 20px;

  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.25);
  --shadow-md: 0 4px 6px rgba(0, 0, 0, 0.3);
  --shadow-lg: 0 10px 15px rgba(0, 0, 0, 0.4);
  --shadow-xl: 0 20px 25px rgba(0, 0, 0, 0.5);

  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-base: 250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 350ms cubic-bezier(0.4, 0, 0.2, 1);

  --border-width: 1px;
  --border-color: rgba(148, 163, 184, 0.2);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  font-size: 16px;
  line-height: 1.6;
  font-weight: 400;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: var(--space-md);
  color: var(--color-text-primary);
}

h1 {
  font-size: clamp(2rem, 5vw, 4rem);
  letter-spacing: -0.02em;
}

h2 {
  font-size: clamp(1.75rem, 4vw, 3rem);
  letter-spacing: -0.01em;
}

h3 {
  font-size: clamp(1.5rem, 3vw, 2rem);
}

h4 {
  font-size: 1.25rem;
  font-weight: 600;
}

h5 {
  font-size: 1.125rem;
  font-weight: 600;
}

h6 {
  font-size: 1rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-text-secondary);
}

p {
  margin-bottom: var(--space-md);
  color: var(--color-text-secondary);
  font-size: 1rem;
  line-height: 1.7;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
  font-weight: 500;
}

a:hover {
  color: var(--color-primary-light);
}

.container {
  max-width: 1440px;
  width: 100%;
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

@media (max-width: 768px) {
  .container {
    padding: 0 var(--space-md);
  }
}

button, .button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-sm);
  padding: var(--space-sm) var(--space-lg);
  background: var(--color-primary);
  color: var(--color-bg-primary);
  border: none;
  border-radius: var(--radius-lg);
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition-base);
  text-decoration: none;
  white-space: nowrap;
}

button:hover, .button:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

button:active, .button:active {
  transform: translateY(0);
}

button.secondary {
  background: var(--color-bg-tertiary);
  color: var(--color-primary);
  border: var(--border-width) solid var(--color-primary);
}

button.secondary:hover {
  background: rgba(245, 158, 11, 0.1);
}

button.ghost {
  background: transparent;
  color: var(--color-primary);
  border: var(--border-width) solid var(--color-primary);
}

button.ghost:hover {
  background: rgba(245, 158, 11, 0.1);
}

input, textarea, select {
  width: 100%;
  padding: var(--space-sm) var(--space-md);
  background: var(--color-bg-secondary);
  color: var(--color-text-primary);
  border: var(--border-width) solid var(--border-color);
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: 1rem;
  transition: all var(--transition-fast);
}

input:focus, textarea:focus, select:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(245, 158, 11, 0.1);
}

input::placeholder {
  color: var(--color-text-muted);
}

label {
  display: block;
  margin-bottom: var(--space-sm);
  font-weight: 500;
  color: var(--color-text-primary);
  font-size: 0.95rem;
}

.card {
  background: var(--color-bg-card);
  border: var(--border-width) solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  transition: all var(--transition-base);
  backdrop-filter: blur(10px);
}

.card:hover {
  border-color: rgba(245, 158, 11, 0.3);
  box-shadow: var(--shadow-md);
}

.grid {
  display: grid;
  gap: var(--space-lg);
}

.grid-2 {
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
}

@media (max-width: 768px) {
  .grid-2, .grid-3, .grid-4 {
    grid-template-columns: 1fr;
  }
}

.flex {
  display: flex;
  align-items: center;
}

.flex-column {
  flex-direction: column;
}

.flex-between {
  justify-content: space-between;
}

.flex-center {
  justify-content: center;
}

.flex-gap-sm {
  gap: var(--space-sm);
}

.flex-gap-md {
  gap: var(--space-md);
}

.flex-gap-lg {
  gap: var(--space-lg);
}

.section {
  padding: var(--space-3xl) 0;
}

@media (max-width: 768px) {
  .section {
    padding: var(--space-2xl) 0;
  }
}

.section-alt {
  background: var(--color-bg-secondary);
}

.badge {
  display: inline-block;
  padding: var(--space-xs) var(--space-md);
  background: rgba(245, 158, 11, 0.15);
  color: var(--color-primary);
  border-radius: var(--radius-lg);
  font-size: 0.875rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.badge.success {
  background: rgba(16, 185, 129, 0.15);
  color: var(--color-accent-success);
}

.badge.warning {
  background: rgba(245, 158, 11, 0.15);
  color: var(--color-accent-warning);
}

.badge.info {
  background: rgba(6, 182, 212, 0.15);
  color: var(--color-accent-info);
}

.text-muted {
  color: var(--color-text-muted);
}

.text-secondary {
  color: var(--color-text-secondary);
}

.text-primary {
  color: var(--color-text-primary);
}

.text-accent {
  color: var(--color-primary);
}

.text-center {
  text-align: center;
}

.text-left {
  text-align: left;
}

.text-right {
  text-align: right;
}

.uppercase {
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.capitalize {
  text-transform: capitalize;
}

.line-clamp-1 {
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.line-clamp-2 {
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.line-clamp-3 {
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.opacity-50 {
  opacity: 0.5;
}

.opacity-75 {
  opacity: 0.75;
}

.mt-xs { margin-top: var(--space-xs); }
.mt-sm { margin-top: var(--space-sm); }
.mt-md { margin-top: var(--space-md); }
.mt-lg { margin-top: var(--space-lg); }
.mt-xl { margin-top: var(--space-xl); }
.mt-2xl { margin-top: var(--space-2xl); }

.mb-xs { margin-bottom: var(--space-xs); }
.mb-sm { margin-bottom: var(--space-sm); }
.mb-md { margin-bottom: var(--space-md); }
.mb-lg { margin-bottom: var(--space-lg); }
.mb-xl { margin-bottom: var(--space-xl); }
.mb-2xl { margin-bottom: var(--space-2xl); }

.mx-auto {
  margin-left: auto;
  margin-right: auto;
}

.pt-xs { padding-top: var(--space-xs); }
.pt-sm { padding-top: var(--space-sm); }
.pt-md { padding-top: var(--space-md); }
.pt-lg { padding-top: var(--space-lg); }

.pb-xs { padding-bottom: var(--space-xs); }
.pb-sm { padding-bottom: var(--space-sm); }
.pb-md { padding-bottom: var(--space-md); }
.pb-lg { padding-bottom: var(--space-lg); }

.overflow-hidden {
  overflow: hidden;
}

.rounded {
  border-radius: var(--radius-lg);
}

.rounded-sm {
  border-radius: var(--radius-sm);
}

.rounded-md {
  border-radius: var(--radius-md);
}

.rounded-lg {
  border-radius: var(--radius-lg);
}

.rounded-xl {
  border-radius: var(--radius-xl);
}

.shadow {
  box-shadow: var(--shadow-md);
}

.shadow-sm {
  box-shadow: var(--shadow-sm);
}

.shadow-lg {
  box-shadow: var(--shadow-lg);
}

.shadow-xl {
  box-shadow: var(--shadow-xl);
}

.border {
  border: var(--border-width) solid var(--border-color);
}

.border-top {
  border-top: var(--border-width) solid var(--border-color);
}

.border-bottom {
  border-bottom: var(--border-width) solid var(--border-color);
}

.list-none {
  list-style: none;
}

ul, ol {
  margin-left: var(--space-lg);
  margin-bottom: var(--space-md);
}

li {
  margin-bottom: var(--space-sm);
}

blockquote {
  border-left: 4px solid var(--color-primary);
  padding-left: var(--space-md);
  margin: var(--space-lg) 0;
  color: var(--color-text-secondary);
  font-style: italic;
}

hr {
  border: none;
  height: var(--border-width);
  background: var(--border-color);
  margin: var(--space-lg) 0;
}

table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: var(--space-lg);
}

thead {
  background: var(--color-bg-secondary);
}

th {
  padding: var(--space-md);
  text-align: left;
  font-weight: 600;
  color: var(--color-text-primary);
  border-bottom: var(--border-width) solid var(--border-color);
}

td {
  padding: var(--space-md);
  border-bottom: var(--border-width) solid var(--border-color);
}

tbody tr:hover {
  background: rgba(245, 158, 11, 0.05);
}

code {
  background: var(--color-bg-secondary);
  color: var(--color-primary);
  padding: 0.25rem 0.5rem;
  border-radius: var(--radius-sm);
  font-family: 'Monaco', 'Courier New', monospace;
  font-size: 0.9em;
}

pre {
  background: var(--color-bg-secondary);
  color: var(--color-text-primary);
  padding: var(--space-md);
  border-radius: var(--radius-lg);
  overflow-x: auto;
  margin-bottom: var(--space-lg);
  border: var(--border-width) solid var(--border-color);
}

pre code {
  background: none;
  color: inherit;
  padding: 0;
}

@media (max-width: 768px) {
  h1 {
    font-size: 1.75rem;
  }

  h2 {
    font-size: 1.5rem;
  }

  h3 {
    font-size: 1.25rem;
  }

  body {
    font-size: 15px;
  }
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}
.header-mortgage-nav {
  background: var(--color-bg-primary);
  border-bottom: 1px solid var(--color-border);
  position: static;
  z-index: 100;
  width: 100%;
  overflow: hidden;
}

.header-mortgage-nav-container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: clamp(1rem, 3vw, 2rem);
  min-height: 70px;
}

.header-mortgage-nav-brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  flex-shrink: 0;
  transition: opacity var(--transition-base);
}

.header-mortgage-nav-brand:hover {
  opacity: 0.85;
}

.header-mortgage-nav-logo-img {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-sm);
  object-fit: cover;
  flex-shrink: 0;
}

.header-mortgage-nav-logo-text {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(1rem, 2vw, 1.35rem);
  color: var(--color-text-primary);
  letter-spacing: -0.5px;
}

.header-mortgage-nav-desktop-nav {
  display: none;
  gap: 2.5rem;
  align-items: center;
  flex: 1;
  margin: 0 2rem;
}

.header-mortgage-nav-link {
  color: var(--color-text-primary);
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 500;
  transition: color var(--transition-base);
  position: relative;
  padding: 0.5rem 0;
}

.header-mortgage-nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--color-primary);
  transition: width var(--transition-base);
}

.header-mortgage-nav-link:hover {
  color: var(--color-primary);
}

.header-mortgage-nav-link:hover::after {
  width: 100%;
}

.header-mortgage-nav-cta-button {
  display: none;
  padding: 0.75rem 1.5rem;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: 0.95rem;
  transition: all var(--transition-base);
  flex-shrink: 0;
}

.header-mortgage-nav-cta-button:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.header-mortgage-nav-mobile-toggle {
  display: flex;
  flex-direction: column;
  gap: 5px;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  flex-shrink: 0;
  transition: opacity var(--transition-base);
}

.header-mortgage-nav-mobile-toggle:hover {
  opacity: 0.7;
}

.header-mortgage-nav-hamburger {
  width: 24px;
  height: 2px;
  background: var(--color-text-primary);
  border-radius: 2px;
  transition: all var(--transition-base);
}

.header-mortgage-nav-mobile-toggle.active .header-mortgage-nav-hamburger:nth-child(1) {
  transform: rotate(45deg) translate(8px, 8px);
}

.header-mortgage-nav-mobile-toggle.active .header-mortgage-nav-hamburger:nth-child(2) {
  opacity: 0;
}

.header-mortgage-nav-mobile-toggle.active .header-mortgage-nav-hamburger:nth-child(3) {
  transform: rotate(-45deg) translate(7px, -7px);
}

.header-mortgage-nav-mobile-menu {
  position: fixed;
  top: 0;
  right: 0;
  width: 100%;
  height: 100vh;
  background: var(--color-bg-primary);
  padding-top: 70px;
  opacity: 0;
  visibility: hidden;
  transform: translateX(100%);
  transition: all var(--transition-base);
  z-index: 99;
  overflow-y: auto;
}

.header-mortgage-nav-mobile-menu.active {
  opacity: 1;
  visibility: visible;
  transform: translateX(0);
}

.header-mortgage-nav-mobile-header {
  display: flex;
  justify-content: flex-end;
  padding: 1rem;
  border-bottom: 1px solid var(--color-border);
}

.header-mortgage-nav-mobile-close {
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  color: var(--color-text-primary);
  font-size: 1.5rem;
  transition: opacity var(--transition-base);
}

.header-mortgage-nav-mobile-close:hover {
  opacity: 0.7;
}

.header-mortgage-nav-mobile-links {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding: 0;
}

.header-mortgage-nav-mobile-link {
  color: var(--color-text-primary);
  text-decoration: none;
  font-size: 1rem;
  font-weight: 500;
  padding: 1rem;
  border-bottom: 1px solid var(--color-border);
  transition: background var(--transition-base);
  display: block;
}

.header-mortgage-nav-mobile-link:hover {
  background: var(--color-bg-secondary);
}

.header-mortgage-nav-mobile-cta {
  color: var(--color-bg-primary);
  background: var(--color-primary);
  text-decoration: none;
  font-size: 1rem;
  font-weight: 600;
  padding: 1rem;
  margin: 1rem;
  border-radius: var(--radius-md);
  text-align: center;
  display: block;
  transition: background var(--transition-base);
}

.header-mortgage-nav-mobile-cta:hover {
  background: var(--color-primary-hover);
}

@media (min-width: 768px) {
  .header-mortgage-nav-mobile-toggle {
    display: none;
  }

  .header-mortgage-nav-mobile-menu {
    display: none;
  }

  .header-mortgage-nav-desktop-nav {
    display: flex;
  }

  .header-mortgage-nav-cta-button {
    display: block;
  }
}

    

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.btn {
  display: inline-block;
  padding: clamp(0.75rem, 1vw, 1rem) clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  font-size: clamp(0.875rem, 1vw, 1rem);
  text-decoration: none;
  font-weight: 500;
  transition: var(--transition-base);
  text-align: center;
  border: none;
  cursor: pointer;
  font-family: var(--font-primary);
}

.btn-primary-index {
  background: var(--color-primary);
  color: #000000;
}

.btn-primary-index:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-secondary-index {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.btn-secondary-index:hover {
  background: rgba(6, 182, 212, 0.1);
  transform: translateY(-2px);
}

.hero-section-index {
  background: var(--color-bg-primary);
  padding: clamp(4rem, 10vw, 8rem) 0;
  overflow: hidden;
}

.hero-content-index {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-index {
  flex: 1 1 45%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.hero-title-index {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
}

.hero-subtitle-index {
  font-size: clamp(0.95rem, 1.2vw, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.hero-buttons-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 2vw, 1rem);
}

.hero-image-index {
  flex: 1 1 45%;
  max-height: 500px;
  min-height: 300px;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.hero-image-index img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

@media (max-width: 768px) {
  .hero-content-index {
    flex-direction: column;
  }

  .hero-text-index {
    flex: 1 1 100%;
  }

  .hero-image-index {
    flex: 1 1 100%;
    max-height: 350px;
  }
}

.faq-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.faq-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.faq-header-index {
  text-align: center;
}

.faq-title-index {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  font-weight: 700;
}

.faq-subtitle-index {
  font-size: clamp(0.95rem, 1.2vw, 1.125rem);
  color: var(--color-text-secondary);
}

.faq-list-index {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.faq-item-index {
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-tertiary);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-primary);
  transition: var(--transition-base);
}

.faq-item-index:hover {
  background: var(--color-bg-primary);
  transform: translateX(4px);
}

.faq-question-index {
  font-size: clamp(1.05rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  font-weight: 600;
}

.faq-answer-index {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.stats-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.stats-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.stats-header-index {
  text-align: center;
}

.stats-title-index {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  font-weight: 700;
}

.stats-subtitle-index {
  font-size: clamp(0.95rem, 1.2vw, 1.125rem);
  color: var(--color-text-secondary);
}

.stats-cards-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.stat-card-index {
  flex: 1 1 clamp(250px, 30%, 320px);
  max-width: 350px;
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-secondary);
  border-radius: var(--radius-lg);
  text-align: center;
  transition: var(--transition-base);
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  box-shadow: var(--shadow-md);
}

.stat-card-index:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  background: var(--color-bg-tertiary);
}

.stat-icon-index {
  font-size: 2.5rem;
  color: var(--color-primary);
}

.stat-card-title-index {
  font-size: clamp(1.05rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
}

.stat-card-text-index {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.process-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.process-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.process-header-index {
  text-align: center;
}

.process-title-index {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  font-weight: 700;
}

.process-subtitle-index {
  font-size: clamp(0.95rem, 1.2vw, 1.125rem);
  color: var(--color-text-secondary);
}

.process-steps-index {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.process-step-index {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-tertiary);
  border-radius: var(--radius-lg);
  align-items: flex-start;
  transition: var(--transition-base);
}

.process-step-index:hover {
  background: var(--color-bg-primary);
  transform: translateX(4px);
}

.step-number-index {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 800;
  color: var(--color-primary);
  min-width: 80px;
  text-align: center;
  line-height: 1;
}

.step-content-index {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.step-title-index {
  font-size: clamp(1.05rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
}

.step-text-index {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

@media (max-width: 768px) {
  .process-step-index {
    flex-direction: column;
    align-items: center;
  }

  .step-number-index {
    text-align: left;
  }

  .step-content-index {
    width: 100%;
  }
}

.about-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.about-content-index {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.about-text-index {
  flex: 1 1 45%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.about-title-index {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
}

.about-description-index {
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.about-image-index {
  flex: 1 1 45%;
  max-height: 400px;
  min-height: 300px;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.about-image-index img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

@media (max-width: 768px) {
  .about-content-index {
    flex-direction: column;
  }

  .about-text-index {
    flex: 1 1 100%;
  }

  .about-image-index {
    flex: 1 1 100%;
    max-height: 350px;
  }
}

.featured-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.featured-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.featured-header-index {
  text-align: center;
}

.featured-title-index {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  font-weight: 700;
}

.featured-subtitle-index {
  font-size: clamp(0.95rem, 1.2vw, 1.125rem);
  color: var(--color-text-secondary);
}

.featured-cards-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.featured-card-index {
  flex: 1 1 clamp(280px, 35%, 400px);
  max-width: 420px;
  background: var(--color-bg-primary);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: var(--transition-base);
  display: flex;
  flex-direction: column;
}

.featured-card-index:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
}

.card-image-index {
  width: 100%;
  height: 220px;
  overflow: hidden;
  background: var(--color-bg-secondary);
}

.card-image-index img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition-base);
}

.featured-card-index:hover .card-image-index img {
  transform: scale(1.05);
}

.card-body-index {
  padding: clamp(1.5rem, 3vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  flex: 1;
}

.card-title-index {
  font-size: clamp(1.05rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
  line-height: 1.4;
}

.card-description-index {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  flex: 1;
}

.card-link-index {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 500;
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  transition: var(--transition-base);
  width: fit-content;
}

.card-link-index:hover {
  color: var(--color-primary-hover);
  transform: translateX(4px);
}

.featured-footer-index {
  text-align: center;
  padding-top: var(--space-lg);
}

.testimonials-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.testimonials-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.testimonials-header-index {
  text-align: center;
}

.testimonials-title-index {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  font-weight: 700;
}

.testimonials-subtitle-index {
  font-size: clamp(0.95rem, 1.2vw, 1.125rem);
  color: var(--color-text-secondary);
}

.testimonials-grid-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.testimonial-card-index {
  flex: 1 1 clamp(280px, 33%, 380px);
  max-width: 400px;
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-secondary);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-primary);
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  transition: var(--transition-base);
}

.testimonial-card-index:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  background: var(--color-bg-tertiary);
}

.testimonial-quote-index {
  flex: 1;
}

.testimonial-quote-index p {
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  font-style: italic;
}

.testimonial-author-index {
  border-top: 1px solid var(--color-border);
  padding-top: var(--space-sm);
}

.author-name-index {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: 0;
}

.cta-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.cta-content-index {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: clamp(1rem, 3vw, 2rem);
}

.cta-box-index {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 700px;
}

.cta-title-index {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
}

.cta-text-index {
  font-size: clamp(0.95rem, 1.2vw, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.cta-buttons-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 2vw, 1rem);
  justify-content: center;
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  padding: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-secondary);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: clamp(1rem, 2vw, 1.5rem);
  border-top: 1px solid var(--color-border);
  box-shadow: var(--shadow-lg);
}

.cookie-banner.hidden {
  display: none;
}

.cookie-banner-text {
  color: var(--color-text-secondary);
  margin: 0;
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  flex: 1 1 auto;
  min-width: 250px;
}

.cookie-banner-buttons {
  display: flex;
  gap: clamp(0.5rem, 1vw, 1rem);
  flex-wrap: wrap;
}

.cookie-btn-accept {
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(1rem, 2vw, 1.5rem);
  background: var(--color-primary);
  color: #000000;
  border: none;
  border-radius: var(--radius-md);
  cursor: pointer;
  font-weight: 500;
  font-size: clamp(0.8rem, 1vw, 0.9rem);
  transition: var(--transition-base);
  font-family: var(--font-primary);
}

.cookie-btn-accept:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.cookie-btn-decline {
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(1rem, 2vw, 1.5rem);
  background: transparent;
  color: var(--color-text-secondary);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  cursor: pointer;
  font-weight: 500;
  font-size: clamp(0.8rem, 1vw, 0.9rem);
  transition: var(--transition-base);
  font-family: var(--font-primary);
}

.cookie-btn-decline:hover {
  color: var(--color-text-primary);
  border-color: var(--color-text-secondary);
  background: rgba(255, 255, 255, 0.05);
}

@media (max-width: 768px) {
  .cookie-banner {
    flex-direction: column;
    padding: 1rem;
    gap: 1rem;
  }

  .cookie-banner-text {
    min-width: 100%;
    text-align: center;
  }

  .cookie-banner-buttons {
    width: 100%;
    justify-content: center;
  }

  .cookie-btn-accept,
  .cookie-btn-decline {
    flex: 1 1 calc(50% - 0.5rem);
    min-width: 120px;
  }
}

@media (max-width: 480px) {
  .cookie-btn-accept,
  .cookie-btn-decline {
    flex: 1 1 100%;
    min-width: 100%;
  }
}

    .footer {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.footer .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.footer-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.footer-about {
  display: block;
}

.footer-about h3,
.footer-nav h3,
.footer-contact h3,
.footer-legal h3 {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 2vw, 1.25rem);
  font-weight: 600;
}

.footer-about p {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  max-width: 480px;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-nav {
  display: block;
}

.footer-nav-list {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 1.75rem);
}

.footer-contact {
  display: block;
}

.footer-contact p {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: 0.5rem;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-legal {
  display: block;
}

.footer-legal-list {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 1.75rem);
}

.footer-link {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  text-decoration: none;
  transition: color var(--transition-base) ease;
}

.footer-link:hover {
  color: var(--color-primary);
}

.footer-copyright {
  display: block;
  border-top: var(--border-width) solid var(--color-border);
  padding-top: clamp(1.5rem, 3vw, 2rem);
  margin-top: clamp(1rem, 2vw, 1.5rem);
}

.footer-copyright p {
  font-family: var(--font-primary);
  font-size: clamp(0.75rem, 0.9vw, 0.9375rem);
  color: var(--color-text-muted);
  text-align: center;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (min-width: 768px) {
  .footer-content {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: clamp(2rem, 4vw, 3.5rem);
    align-items: start;
  }

  .footer-about {
    grid-column: 1 / -1;
  }

  .footer-nav {
    grid-column: 1;
  }

  .footer-contact {
    grid-column: 2;
  }

  .footer-legal {
    grid-column: 1 / -1;
  }

  .footer-copyright {
    grid-column: 1 / -1;
  }

  .footer-nav-list,
  .footer-legal-list {
    flex-direction: column;
    gap: clamp(0.75rem, 1.5vw, 1rem);
  }
}

@media (min-width: 1024px) {
  .footer-content {
    grid-template-columns: repeat(4, 1fr);
  }

  .footer-about {
    grid-column: 1 / 2;
  }

  .footer-nav {
    grid-column: 2;
  }

  .footer-contact {
    grid-column: 3;
  }

  .footer-legal {
    grid-column: 4;
  }

  .footer-copyright {
    grid-column: 1 / -1;
  }

  .footer-nav-list,
  .footer-legal-list {
    flex-direction: column;
    gap: clamp(0.75rem, 1.5vw, 1rem);
  }
}
    

.category-page-home-ownership-malaysia {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block !important;
}

.hero-section-home-ownership-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-home-ownership-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-block-home-ownership-malaysia {
  flex: 1 1 45%;
  min-width: 280px;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.hero-title-home-ownership-malaysia {
  color: var(--color-text-primary);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle-home-ownership-malaysia {
  color: var(--color-text-secondary);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  font-weight: 600;
  line-height: 1.4;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-description-home-ownership-malaysia {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-image-block-home-ownership-malaysia {
  flex: 1 1 45%;
  min-width: 280px;
  min-height: 350px;
  max-height: 450px;
}

.hero-image-home-ownership-malaysia {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: var(--radius-lg);
}

.posts-section-home-ownership-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.posts-content-home-ownership-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.posts-header-home-ownership-malaysia {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.posts-title-home-ownership-malaysia {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-subtitle-home-ownership-malaysia {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-grid-home-ownership-malaysia {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.card-home-ownership-malaysia {
  flex: 1 1 300px;
  max-width: 400px;
  background: var(--color-bg-tertiary);
  border-radius: var(--radius-md);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  padding: clamp(1.5rem, 3vw, 2rem);
  transition: all var(--transition-base) ease;
}

.card-home-ownership-malaysia:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.card-image-home-ownership-malaysia {
  width: 100%;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  border-radius: var(--radius-sm);
}

.card-title-home-ownership-malaysia {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-description-home-ownership-malaysia {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.4rem, 1rem);
  line-height: 1.5;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-meta-home-ownership-malaysia {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
  font-size: clamp(0.8rem, 0.9vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
}

.card-reading-time-home-ownership-malaysia,
.card-level-home-ownership-malaysia,
.card-date-home-ownership-malaysia {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--color-text-secondary);
}

.card-reading-time-home-ownership-malaysia i,
.card-level-home-ownership-malaysia i,
.card-date-home-ownership-malaysia i {
  color: var(--color-accent-info);
}

.card-link-home-ownership-malaysia {
  color: var(--color-accent-info);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.05rem);
  transition: all var(--transition-base) ease;
  align-self: flex-start;
}

.card-link-home-ownership-malaysia:hover {
  color: var(--color-accent-info);
  text-decoration: underline;
}

.key-concepts-section-home-ownership-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.key-concepts-content-home-ownership-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.key-concepts-header-home-ownership-malaysia {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.key-concepts-title-home-ownership-malaysia {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.key-concepts-subtitle-home-ownership-malaysia {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.key-concepts-list-home-ownership-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 2.5vw, 2rem);
}

.concept-item-home-ownership-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-accent-info);
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 0.75rem);
}

.concept-name-home-ownership-malaysia {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.concept-text-home-ownership-malaysia {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.4rem, 1.05rem);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.financial-planning-section-home-ownership-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.financial-planning-content-home-ownership-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.financial-planning-header-home-ownership-malaysia {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.financial-planning-title-home-ownership-malaysia {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.financial-planning-subtitle-home-ownership-malaysia {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.timeline-steps-home-ownership-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 2.5vw, 2rem);
}

.step-item-home-ownership-malaysia {
  background: var(--color-bg-tertiary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
}

.step-number-home-ownership-malaysia {
  color: var(--color-accent-info);
  font-size: clamp(1.5rem, 3vw + 0.5rem, 2rem);
  font-weight: 700;
  min-width: 50px;
  text-align: center;
  flex-shrink: 0;
}

.step-title-home-ownership-malaysia {
  color: var(--color-text-primary);
  font-size: clamp(1.05rem, 2vw + 0.5rem, 1.35rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin: 0;
}

.step-description-home-ownership-malaysia {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.4rem, 1.05rem);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (max-width: 767px) {
  .hero-content-home-ownership-malaysia {
    flex-direction: column;
  }

  .hero-text-block-home-ownership-malaysia {
    flex: 1 1 100%;
  }

  .hero-image-block-home-ownership-malaysia {
    flex: 1 1 100%;
    min-height: 300px;
  }

  .card-home-ownership-malaysia {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .step-item-home-ownership-malaysia {
    flex-direction: column;
  }

  .step-number-home-ownership-malaysia {
    min-width: auto;
  }
}

@media (min-width: 768px) and (max-width: 1023px) {
  .posts-grid-home-ownership-malaysia {
    gap: clamp(1.25rem, 2.5vw, 2rem);
  }

  .card-home-ownership-malaysia {
    flex: 1 1 calc(50% - clamp(0.75rem, 1.5vw, 1rem));
  }
}

@media (min-width: 1024px) {
  .posts-grid-home-ownership-malaysia {
    gap: clamp(1.5rem, 2vw, 2rem);
  }

  .card-home-ownership-malaysia {
    flex: 1 1 calc(25% - clamp(1.25rem, 1.5vw, 1.875rem));
  }

  .step-item-home-ownership-malaysia {
    flex-direction: row;
    align-items: flex-start;
  }
}

@media (min-width: 1440px) {
  .hero-content-home-ownership-malaysia {
    gap: 4rem;
  }

  .posts-grid-home-ownership-malaysia {
    gap: 2rem;
  }

  .timeline-steps-home-ownership-malaysia {
    gap: 2rem;
  }
}

* {
margin: 0;
padding: 0;
box-sizing: border-box;
}

html {
font-family: var(--font-primary);
-webkit-font-smoothing: antialiased;
-moz-osx-font-smoothing: grayscale;
scroll-behavior: smooth;
}

body {
background: var(--color-bg-primary);
color: var(--color-text-primary);
line-height: 1.6;
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
}

h1, h2, h3, h4, h5, h6 {
font-family: var(--font-heading);
word-wrap: break-word;
overflow-wrap: break-word;
margin: 0;
line-height: 1.3;
}

p {
margin: 0;
word-wrap: break-word;
overflow-wrap: break-word;
}

a {
color: var(--color-accent);
text-decoration: none;
transition: var(--transition-base);
}

a:hover {
color: var(--color-accent-hover);
text-decoration: underline;
}

.container {
max-width: 1440px;
margin: 0 auto;
padding: 0 clamp(1rem, 4vw, 2rem);
display: block;
}

.btn {
display: inline-block;
padding: clamp(0.75rem, 1vw, 1rem) clamp(1.5rem, 3vw, 2rem);
border-radius: var(--radius-md);
font-weight: 600;
text-align: center;
transition: var(--transition-base);
border: none;
cursor: pointer;
text-decoration: none;
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
}

.btn-primary-dsr-calculation-guide {
background: var(--color-accent);
color: #ffffff;
}

.btn-primary-dsr-calculation-guide:hover {
background: var(--color-accent-hover);
}

.hero-section-dsr-calculation-guide {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.hero-content-dsr-calculation-guide {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.hero-text-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.hero-title-dsr-calculation-guide {
font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
color: var(--color-text-primary);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
font-weight: 800;
}

.hero-subtitle-dsr-calculation-guide {
color: var(--color-text-secondary);
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
line-height: 1.7;
margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.hero-meta-dsr-calculation-guide {
display: flex;
flex-direction: row;
gap: clamp(1rem, 2vw, 1.5rem);
flex-wrap: wrap;
}

.meta-item-dsr-calculation-guide {
color: var(--color-text-muted);
font-size: clamp(0.75rem, 0.9vw + 0.5rem, 0.95rem);
display: flex;
flex-direction: row;
align-items: center;
gap: 0.5rem;
}

.meta-item-dsr-calculation-guide i {
color: var(--color-accent);
}

.hero-image-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.hero-img-dsr-calculation-guide {
width: 100%;
height: auto;
max-height: 450px;
object-fit: cover;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-lg);
display: block;
}

.breadcrumbs-dsr-calculation-guide {
display: flex;
flex-direction: row;
align-items: center;
gap: 0.5rem;
margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
font-size: clamp(0.75rem, 0.9vw + 0.5rem, 0.95rem);
}

.breadcrumbs-dsr-calculation-guide a {
color: var(--color-accent);
}

.breadcrumbs-dsr-calculation-guide a:hover {
color: var(--color-accent-hover);
}

.breadcrumbs-dsr-calculation-guide span {
color: var(--color-text-muted);
}

.introduction-section-dsr-calculation-guide {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.introduction-content-dsr-calculation-guide {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.introduction-text-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.introduction-title-dsr-calculation-guide {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
font-weight: 700;
}

.introduction-paragraph-dsr-calculation-guide {
color: var(--color-text-secondary);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
line-height: 1.8;
}

.introduction-image-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.introduction-img-dsr-calculation-guide {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: block;
}

.calculation-section-dsr-calculation-guide {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.calculation-content-dsr-calculation-guide {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.calculation-text-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.calculation-title-dsr-calculation-guide {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
font-weight: 700;
}

.calculation-paragraph-dsr-calculation-guide {
color: var(--color-text-secondary);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
line-height: 1.8;
}

.calculation-list-dsr-calculation-guide {
display: flex;
flex-direction: column;
gap: clamp(1rem, 2vw, 1.5rem);
margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.list-item-dsr-calculation-guide {
display: flex;
flex-direction: column;
gap: 0.25rem;
padding: clamp(1rem, 2vw, 1.5rem);
background: var(--color-bg-secondary);
border-left: 4px solid var(--color-accent);
border-radius: var(--radius-md);
}

.list-label-dsr-calculation-guide {
color: var(--color-text-primary);
font-weight: 600;
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
}

.list-detail-dsr-calculation-guide {
color: var(--color-text-muted);
font-size: clamp(0.75rem, 0.9vw + 0.5rem, 0.95rem);
}

.calculation-image-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.calculation-img-dsr-calculation-guide {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: block;
}

.improvement-section-dsr-calculation-guide {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.improvement-content-dsr-calculation-guide {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.improvement-image-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.improvement-img-dsr-calculation-guide {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: block;
}

.improvement-text-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.improvement-title-dsr-calculation-guide {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
font-weight: 700;
}

.improvement-subtitle-dsr-calculation-guide {
font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
color: var(--color-text-primary);
margin-top: clamp(1rem, 2vw, 1.5rem);
margin-bottom: clamp(0.5rem, 1vw, 1rem);
font-weight: 600;
}

.improvement-paragraph-dsr-calculation-guide {
color: var(--color-text-secondary);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
line-height: 1.8;
}

.targets-section-dsr-calculation-guide {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.targets-content-dsr-calculation-guide {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.targets-text-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.targets-title-dsr-calculation-guide {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
font-weight: 700;
}

.targets-box-dsr-calculation-guide {
display: flex;
flex-direction: column;
gap: clamp(0.75rem, 1vw, 1rem);
margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.target-item-dsr-calculation-guide {
display: flex;
flex-direction: column;
gap: 0.5rem;
padding: clamp(1rem, 2vw, 1.5rem);
background: var(--color-bg-secondary);
border-radius: var(--radius-md);
border-left: 4px solid var(--color-accent);
}

.target-range-dsr-calculation-guide {
color: var(--color-text-primary);
font-weight: 700;
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.1rem);
}

.target-description-dsr-calculation-guide {
color: var(--color-text-secondary);
font-size: clamp(0.75rem, 0.9vw + 0.5rem, 0.95rem);
}

.targets-paragraph-dsr-calculation-guide {
color: var(--color-text-secondary);
line-height: 1.8;
}

.targets-image-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.targets-img-dsr-calculation-guide {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: block;
}

.mistakes-section-dsr-calculation-guide {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.mistakes-content-dsr-calculation-guide {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.mistakes-text-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.mistakes-title-dsr-calculation-guide {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
font-weight: 700;
}

.mistakes-paragraph-dsr-calculation-guide {
color: var(--color-text-secondary);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
line-height: 1.8;
}

.mistake-card-dsr-calculation-guide {
padding: clamp(1.25rem, 2vw, 1.75rem);
background: var(--color-bg-primary);
border-radius: var(--radius-md);
border: 1px solid var(--color-border);
margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.mistake-title-dsr-calculation-guide {
font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.25rem);
color: var(--color-text-primary);
margin-bottom: 0.5rem;
font-weight: 600;
}

.mistake-text-dsr-calculation-guide {
color: var(--color-text-secondary);
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
line-height: 1.7;
}

.mistakes-image-dsr-calculation-guide {
flex: 1 1 50%;
max-width: 50%;
}

.mistakes-img-dsr-calculation-guide {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: block;
}

.action-section-dsr-calculation-guide {
background: var(--color-bg-tertiary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.action-content-dsr-calculation-guide {
display: flex;
flex-direction: column;
align-items: center;
}

.action-box-dsr-calculation-guide {
max-width: 700px;
text-align: center;
}

.action-title-dsr-calculation-guide {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: #ffffff;
margin-bottom: clamp(1rem, 2vw, 1.5rem);
font-weight: 700;
}

.action-text-dsr-calculation-guide {
color: #e2e8f0;
margin-bottom: clamp(1rem, 2vw, 1.5rem);
line-height: 1.8;
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
}

.action-steps-dsr-calculation-guide {
color: #e2e8f0;
text-align: left;
margin-bottom: clamp(1.5rem, 3vw, 2rem);
list-style: decimal;
padding-left: 1.5rem;
}

.action-step-dsr-calculation-guide {
margin-bottom: 0.75rem;
line-height: 1.7;
}

.disclaimer-section-dsr-calculation-guide {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.disclaimer-content-dsr-calculation-guide {
display: flex;
flex-direction: column;
align-items: center;
}

.disclaimer-box-dsr-calculation-guide {
max-width: 800px;
padding: clamp(1.5rem, 3vw, 2.5rem);
background: var(--color-bg-secondary);
border-radius: var(--radius-lg);
border-left: 4px solid var(--color-accent-info);
}

.disclaimer-title-dsr-calculation-guide {
font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
color: var(--color-text-primary);
margin-bottom: clamp(0.75rem, 1vw, 1rem);
font-weight: 700;
}

.disclaimer-text-dsr-calculation-guide {
color: var(--color-text-secondary);
font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
line-height: 1.8;
}

.related-section-dsr-calculation-guide {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 6rem) 0;
overflow: hidden;
}

.related-content-dsr-calculation-guide {
display: flex;
flex-direction: column;
}

.related-title-dsr-calculation-guide {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
color: var(--color-text-primary);
margin-bottom: clamp(2rem, 4vw, 3rem);
font-weight: 700;
text-align: center;
}

.related-cards-dsr-calculation-guide {
display: flex;
flex-direction: row;
flex-wrap: wrap;
gap: clamp(1.5rem, 3vw, 2.5rem);
justify-content: center;
}

.related-card-dsr-calculation-guide {
flex: 1 1 300px;
max-width: 380px;
background: var(--color-bg-card);
border-radius: var(--radius-lg);
overflow: hidden;
box-shadow: var(--shadow-md);
display: flex;
flex-direction: column;
transition: var(--transition-base);
}

.related-card-dsr-calculation-guide:hover {
transform: translateY(-4px);
box-shadow: var(--shadow-lg);
}

.related-image-dsr-calculation-guide {
width: 100%;
height: 200px;
overflow: hidden;
}

.related-img-dsr-calculation-guide {
width: 100%;
height: 100%;
object-fit: cover;
display: block;
}

.related-card-body-dsr-calculation-guide {
padding: clamp(1.5rem, 2vw, 2rem);
display: flex;
flex-direction: column;
gap: clamp(0.75rem, 1vw, 1rem);
flex: 1;
}

.related-card-title-dsr-calculation-guide {
font-size: clamp(1rem, 1.5vw + 0.5rem, 1.3rem);
color: var(--color-text-primary);
font-weight: 700;
line-height: 1.4;
}

.related-card-text-dsr-calculation-guide {
color: var(--color-text-secondary);
font-size: clamp(0.8rem, 0.9vw + 0.5rem, 0.95rem);
line-height: 1.7;
flex: 1;
}

.related-link-dsr-calculation-guide {
color: var(--color-accent);
font-weight: 600;
font-size: clamp(0.8rem, 0.9vw + 0.5rem, 0.95rem);
display: inline-block;
margin-top: auto;
}

.related-link-dsr-calculation-guide:hover {
color: var(--color-accent-hover);
}

@media (max-width: 768px) {
.hero-content-dsr-calculation-guide,
.introduction-content-dsr-calculation-guide,
.calculation-content-dsr-calculation-guide,
.improvement-content-dsr-calculation-guide,
.targets-content-dsr-calculation-guide,
.mistakes-content-dsr-calculation-guide {
flex-direction: column;
}

.hero-text-dsr-calculation-guide,
.hero-image-dsr-calculation-guide,
.introduction-text-dsr-calculation-guide,
.introduction-image-dsr-calculation-guide,
.calculation-text-dsr-calculation-guide,
.calculation-image-dsr-calculation-guide,
.improvement-text-dsr-calculation-guide,
.improvement-image-dsr-calculation-guide,
.targets-text-dsr-calculation-guide,
.targets-image-dsr-calculation-guide,
.mistakes-text-dsr-calculation-guide,
.mistakes-image-dsr-calculation-guide {
flex: 1 1 100%;
max-width: 100%;
}

.hero-title-dsr-calculation-guide {
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
}

.calculation-list-dsr-calculation-guide {
margin-top: clamp(1rem, 2vw, 1.5rem);
}

.action-steps-dsr-calculation-guide {
text-align: left;
margin-left: 0;
}
}

@media (min-width: 768px) and (max-width: 1023px) {
.hero-text-dsr-calculation-guide,
.hero-image-dsr-calculation-guide,
.introduction-text-dsr-calculation-guide,
.introduction-image-dsr-calculation-guide,
.calculation-text-dsr-calculation-guide,
.calculation-image-dsr-calculation-guide,
.improvement-text-dsr-calculation-guide,
.improvement-image-dsr-calculation-guide,
.targets-text-dsr-calculation-guide,
.targets-image-dsr-calculation-guide,
.mistakes-text-dsr-calculation-guide,
.mistakes-image-dsr-calculation-guide {
flex: 1 1 45%;
max-width: 45%;
}
}

* {
margin: 0;
padding: 0;
box-sizing: border-box;
}

html {
scroll-behavior: smooth;
}

body {
font-family: var(--font-primary);
line-height: 1.6;
color: var(--color-text-primary);
background: var(--color-bg-primary);
}

h1, h2, h3, h4, h5, h6, p {
word-wrap: break-word;
overflow-wrap: break-word;
}

a {
color: var(--color-primary);
text-decoration: none;
transition: all var(--transition-base);
}

a:hover {
color: var(--color-primary-hover);
text-decoration: underline;
}

.container {
max-width: 1440px;
margin: 0 auto;
padding: 0 clamp(1rem, 4vw, 2rem);
display: block;
}

.hero-section-bnm-policy-rate-mortgages {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
border-bottom: 1px solid var(--color-border);
}

.hero-content-bnm-policy-rate-mortgages {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.hero-text-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 50%;
max-width: 50%;
}

.hero-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
font-weight: 700;
color: var(--color-text-primary);
line-height: 1.2;
margin-bottom: var(--space-md);
}

.hero-description-bnm-policy-rate-mortgages {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
color: var(--color-text-secondary);
margin-bottom: var(--space-lg);
line-height: 1.7;
}

.hero-meta-bnm-policy-rate-mortgages {
display: flex;
flex-direction: row;
gap: var(--space-md);
align-items: center;
flex-wrap: wrap;
}

.meta-item-bnm-policy-rate-mortgages {
font-size: 0.875rem;
color: var(--color-text-muted);
font-weight: 500;
}

.meta-divider-bnm-policy-rate-mortgages {
color: var(--color-border);
}

.hero-image-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 50%;
max-width: 50%;
}

.hero-image-bnm-policy-rate-mortgages {
width: 100%;
height: auto;
max-height: 450px;
object-fit: cover;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-lg);
display: block;
}

.breadcrumbs-bnm-policy-rate-mortgages {
display: flex;
flex-direction: row;
gap: var(--space-sm);
margin-bottom: var(--space-lg);
flex-wrap: wrap;
align-items: center;
}

.breadcrumbs-bnm-policy-rate-mortgages a {
font-size: 0.875rem;
color: var(--color-primary);
}

.breadcrumbs-bnm-policy-rate-mortgages a:hover {
text-decoration: underline;
}

.breadcrumbs-bnm-policy-rate-mortgages span {
color: var(--color-text-muted);
font-size: 0.875rem;
}

.intro-section-bnm-policy-rate-mortgages {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.intro-content-bnm-policy-rate-mortgages {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.intro-text-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 50%;
max-width: 50%;
}

.intro-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
font-weight: 700;
color: var(--color-text-primary);
margin-bottom: var(--space-md);
line-height: 1.3;
}

.intro-text-bnm-policy-rate-mortgages {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
margin-bottom: var(--space-md);
line-height: 1.7;
}

.intro-highlight-bnm-policy-rate-mortgages {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-primary);
font-weight: 600;
padding: var(--space-md);
background: var(--color-primary-light);
border-left: 4px solid var(--color-primary);
border-radius: var(--radius-md);
margin-top: var(--space-md);
}

.intro-image-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 50%;
max-width: 50%;
}

.intro-image-bnm-policy-rate-mortgages {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: block;
}

.mechanics-section-bnm-policy-rate-mortgages {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
border-top: 1px solid var(--color-border);
}

.mechanics-content-bnm-policy-rate-mortgages {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.mechanics-image-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 50%;
max-width: 50%;
}

.mechanics-image-bnm-policy-rate-mortgages {
width: 100%;
height: auto;
max-height: 380px;
object-fit: cover;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
display: block;
}

.mechanics-text-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 50%;
max-width: 50%;
}

.mechanics-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
font-weight: 700;
color: var(--color-text-primary);
margin-bottom: var(--space-md);
line-height: 1.3;
}

.mechanics-text-bnm-policy-rate-mortgages {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
margin-bottom: var(--space-md);
line-height: 1.7;
}

.mechanics-list-bnm-policy-rate-mortgages {
display: flex;
flex-direction: column;
gap: var(--space-md);
margin-top: var(--space-md);
}

.list-item-bnm-policy-rate-mortgages {
padding: var(--space-md);
background: var(--color-bg-secondary);
border-radius: var(--radius-md);
border-left: 3px solid var(--color-primary);
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
line-height: 1.6;
}

.list-item-bnm-policy-rate-mortgages strong {
color: var(--color-text-primary);
font-weight: 600;
}

.scenarios-section-bnm-policy-rate-mortgages {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.scenarios-content-bnm-policy-rate-mortgages {
display: flex;
flex-direction: column;
gap: clamp(1.5rem, 3vw, 2.5rem);
}

.scenarios-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
font-weight: 700;
color: var(--color-text-primary);
text-align: center;
line-height: 1.3;
}

.scenarios-intro-bnm-policy-rate-mortgages {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
text-align: center;
max-width: 800px;
margin: 0 auto;
line-height: 1.7;
}

.scenarios-grid-bnm-policy-rate-mortgages {
display: flex;
flex-direction: row;
flex-wrap: wrap;
gap: clamp(1.5rem, 3vw, 2rem);
justify-content: center;
margin-top: var(--space-lg);
}

.scenario-card-bnm-policy-rate-mortgages {
flex: 1 1 280px;
max-width: 380px;
background: var(--color-bg-card);
padding: clamp(1.5rem, 3vw, 2rem);
border-radius: var(--radius-lg);
border: 1px solid var(--color-border);
box-shadow: var(--shadow-sm);
transition: all var(--transition-base);
}

.scenario-card-bnm-policy-rate-mortgages:hover {
transform: translateY(-4px);
box-shadow: var(--shadow-md);
}

.scenario-label-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1.125rem, 2vw, 1.5rem);
font-weight: 700;
color: var(--color-primary);
margin-bottom: var(--space-md);
}

.scenario-detail-bnm-policy-rate-mortgages {
display: flex;
flex-direction: column;
gap: var(--space-sm);
}

.scenario-text-bnm-policy-rate-mortgages {
font-size: 0.875rem;
color: var(--color-text-secondary);
line-height: 1.6;
}

.scenario-text-bnm-policy-rate-mortgages strong {
color: var(--color-text-primary);
font-weight: 600;
}

.strategies-section-bnm-policy-rate-mortgages {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
border-top: 1px solid var(--color-border);
}

.strategies-content-bnm-policy-rate-mortgages {
display: flex;
flex-direction: row;
gap: clamp(2rem, 4vw, 4rem);
align-items: center;
}

.strategies-text-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 50%;
max-width: 50%;
}

.strategies-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
font-weight: 700;
color: var(--color-text-primary);
margin-bottom: var(--space-md);
line-height: 1.3;
}

.strategies-text-bnm-policy-rate-mortgages {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
margin-bottom: var(--space-md);
line-height: 1.7;
}

.strategies-list-bnm-policy-rate-mortgages {
display: flex;
flex-direction: column;
gap: var(--space-md);
margin-top: var(--space-md);
}

.strategy-item-bnm-policy-rate-mortgages {
padding: var(--space-md);
background: var(--color-bg-secondary);
border-radius: var(--radius-md);
border-left: 3px solid var(--color-accent-success);
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
line-height: 1.6;
}

.strategy-item-bnm-policy-rate-mortgages strong {
color: var(--color-text-primary);
font-weight: 600;
}

.strategies-image-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 50%;
max-width: 50%;
}

.strategies-image-bnm-policy-rate-mortgages {
width: 100%;
height: auto;
max-height: 400px;
object-fit: cover;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-lg);
display: block;
}

.tracking-section-bnm-policy-rate-mortgages {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.tracking-content-bnm-policy-rate-mortgages {
display: flex;
flex-direction: column;
gap: clamp(1.5rem, 3vw, 2.5rem);
}

.tracking-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
font-weight: 700;
color: var(--color-text-primary);
text-align: center;
line-height: 1.3;
}

.tracking-intro-bnm-policy-rate-mortgages {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
text-align: center;
max-width: 800px;
margin: 0 auto;
line-height: 1.7;
}

.tracking-sources-bnm-policy-rate-mortgages {
display: flex;
flex-direction: row;
flex-wrap: wrap;
gap: clamp(1.5rem, 3vw, 2rem);
justify-content: center;
margin-top: var(--space-lg);
}

.source-card-bnm-policy-rate-mortgages {
flex: 1 1 260px;
max-width: 340px;
background: var(--color-bg-card);
padding: clamp(1.5rem, 3vw, 2rem);
border-radius: var(--radius-lg);
border: 1px solid var(--color-border);
box-shadow: var(--shadow-sm);
transition: all var(--transition-base);
text-align: center;
}

.source-card-bnm-policy-rate-mortgages:hover {
transform: translateY(-4px);
box-shadow: var(--shadow-md);
}

.source-icon-bnm-policy-rate-mortgages {
font-size: clamp(2rem, 4vw, 2.5rem);
color: var(--color-primary);
margin-bottom: var(--space-md);
}

.source-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1rem, 2vw, 1.25rem);
font-weight: 700;
color: var(--color-text-primary);
margin-bottom: var(--space-sm);
}

.source-text-bnm-policy-rate-mortgages {
font-size: 0.875rem;
color: var(--color-text-secondary);
line-height: 1.6;
}

.conclusion-section-bnm-policy-rate-mortgages {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
border-top: 1px solid var(--color-border);
}

.conclusion-content-bnm-policy-rate-mortgages {
display: flex;
flex-direction: column;
gap: clamp(1.5rem, 3vw, 2.5rem);
max-width: 900px;
margin: 0 auto;
}

.conclusion-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
font-weight: 700;
color: var(--color-text-primary);
text-align: center;
line-height: 1.3;
}

.conclusion-text-bnm-policy-rate-mortgages {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
line-height: 1.7;
text-align: center;
}

.cta-box-bnm-policy-rate-mortgages {
background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
padding: clamp(2rem, 4vw, 3rem);
border-radius: var(--radius-lg);
text-align: center;
color: var(--color-text-light);
margin-top: var(--space-lg);
}

.cta-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1.25rem, 3vw, 1.75rem);
font-weight: 700;
color: var(--color-text-light);
margin-bottom: var(--space-md);
}

.cta-text-bnm-policy-rate-mortgages {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-light);
line-height: 1.6;
margin-bottom: var(--space-md);
}

.btn-primary-bnm-policy-rate-mortgages {
display: inline-block;
padding: var(--space-sm) var(--space-lg);
background: var(--color-text-light);
color: var(--color-primary);
border-radius: var(--radius-md);
font-weight: 600;
font-size: 0.9375rem;
transition: all var(--transition-base);
cursor: pointer;
border: 2px solid var(--color-text-light);
}

.btn-primary-bnm-policy-rate-mortgages:hover {
background: transparent;
color: var(--color-text-light);
text-decoration: none;
}

.related-section-bnm-policy-rate-mortgages {
background: var(--color-bg-secondary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
}

.related-content-bnm-policy-rate-mortgages {
display: flex;
flex-direction: column;
gap: clamp(1.5rem, 3vw, 2.5rem);
}

.related-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
font-weight: 700;
color: var(--color-text-primary);
text-align: center;
line-height: 1.3;
}

.related-subtitle-bnm-policy-rate-mortgages {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
text-align: center;
}

.related-cards-bnm-policy-rate-mortgages {
display: flex;
flex-direction: row;
flex-wrap: wrap;
gap: clamp(1.5rem, 3vw, 2rem);
justify-content: center;
margin-top: var(--space-lg);
}

.related-card-bnm-policy-rate-mortgages {
flex: 1 1 300px;
max-width: 380px;
background: var(--color-bg-card);
border-radius: var(--radius-lg);
overflow: hidden;
box-shadow: var(--shadow-md);
transition: all var(--transition-base);
display: flex;
flex-direction: column;
}

.related-card-bnm-policy-rate-mortgages:hover {
transform: translateY(-6px);
box-shadow: var(--shadow-lg);
}

.related-image-wrapper-bnm-policy-rate-mortgages {
width: 100%;
height: 200px;
overflow: hidden;
}

.related-card-image-bnm-policy-rate-mortgages {
width: 100%;
height: 100%;
object-fit: cover;
display: block;
transition: transform var(--transition-base);
}

.related-card-bnm-policy-rate-mortgages:hover .related-card-image-bnm-policy-rate-mortgages {
transform: scale(1.05);
}

.related-card-content-bnm-policy-rate-mortgages {
padding: clamp(1.5rem, 3vw, 2rem);
display: flex;
flex-direction: column;
gap: var(--space-md);
flex-grow: 1;
}

.related-card-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1rem, 2vw, 1.25rem);
font-weight: 700;
color: var(--color-text-primary);
line-height: 1.3;
}

.related-card-text-bnm-policy-rate-mortgages {
font-size: 0.875rem;
color: var(--color-text-secondary);
line-height: 1.6;
flex-grow: 1;
}

.related-card-link-bnm-policy-rate-mortgages {
color: var(--color-primary);
font-weight: 600;
font-size: 0.875rem;
transition: all var(--transition-base);
display: inline-block;
}

.related-card-link-bnm-policy-rate-mortgages:hover {
color: var(--color-primary-hover);
text-decoration: underline;
}

.disclaimer-section-bnm-policy-rate-mortgages {
background: var(--color-bg-primary);
padding: clamp(3rem, 8vw, 5rem) 0;
overflow: hidden;
border-top: 1px solid var(--color-border);
}

.disclaimer-content-bnm-policy-rate-mortgages {
max-width: 900px;
margin: 0 auto;
padding: clamp(1.5rem, 3vw, 2rem);
background: var(--color-bg-secondary);
border-left: 4px solid var(--color-accent-warning);
border-radius: var(--radius-md);
}

.disclaimer-title-bnm-policy-rate-mortgages {
font-family: var(--font-heading);
font-size: clamp(1.125rem, 2vw, 1.5rem);
font-weight: 700;
color: var(--color-text-primary);
margin-bottom: var(--space-md);
}

.disclaimer-text-bnm-policy-rate-mortgages {
font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
color: var(--color-text-secondary);
line-height: 1.7;
margin-bottom: var(--space-md);
}

.disclaimer-text-bnm-policy-rate-mortgages:last-child {
margin-bottom: 0;
}

@media (max-width: 768px) {
.hero-content-bnm-policy-rate-mortgages {
flex-direction: column;
}

.hero-text-wrapper-bnm-policy-rate-mortgages,
.hero-image-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 100%;
max-width: 100%;
}

.intro-content-bnm-policy-rate-mortgages {
flex-direction: column;
}

.intro-text-wrapper-bnm-policy-rate-mortgages,
.intro-image-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 100%;
max-width: 100%;
}

.mechanics-content-bnm-policy-rate-mortgages {
flex-direction: column-reverse;
}

.mechanics-image-wrapper-bnm-policy-rate-mortgages,
.mechanics-text-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 100%;
max-width: 100%;
}

.strategies-content-bnm-policy-rate-mortgages {
flex-direction: column;
}

.strategies-text-wrapper-bnm-policy-rate-mortgages,
.strategies-image-wrapper-bnm-policy-rate-mortgages {
flex: 1 1 100%;
max-width: 100%;
}

.breadcrumbs-bnm-policy-rate-mortgages {
gap: var(--space-xs);
}

.breadcrumbs-bnm-policy-rate-mortgages a,
.breadcrumbs-bnm-policy-rate-mortgages span {
font-size: 0.75rem;
}
}

@media (max-width: 1024px) {
.scenarios-grid-bnm-policy-rate-mortgages {
gap: clamp(1rem, 2vw, 1.5rem);
}

.scenario-card-bnm-policy-rate-mortgages {
flex: 1 1 260px;
}

.tracking-sources-bnm-policy-rate-mortgages {
gap: clamp(1rem, 2vw, 1.5rem);
}

.source-card-bnm-policy-rate-mortgages {
flex: 1 1 240px;
}

.related-cards-bnm-policy-rate-mortgages {
gap: clamp(1rem, 2vw, 1.5rem);
}

.related-card-bnm-policy-rate-mortgages {
flex: 1 1 280px;
}
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.main-stamp-duty-legal-fees-malaysia {
  width: 100%;
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.cta-button-stamp-duty-legal-fees-malaysia {
  display: inline-block;
  padding: clamp(0.75rem, 2vw, 1rem) clamp(1.5rem, 3vw, 2.5rem);
  background: var(--color-primary);
  color: #ffffff;
  border-radius: var(--radius-lg);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  transition: all var(--transition-base);
  text-decoration: none;
}

.cta-button-stamp-duty-legal-fees-malaysia:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
  color: #ffffff;
  text-decoration: none;
}

.hero-section-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-stamp-duty-legal-fees-malaysia {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-title-stamp-duty-legal-fees-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.hero-description-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.7;
}

.hero-meta-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  flex-wrap: wrap;
}

.meta-item-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.meta-item-stamp-duty-legal-fees-malaysia i {
  color: var(--color-primary);
  font-size: clamp(0.95rem, 1vw + 0.4rem, 1.1rem);
}

.hero-image-stamp-duty-legal-fees-malaysia {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-img-stamp-duty-legal-fees-malaysia {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  display: block;
}

.breadcrumbs-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  gap: 0.75rem;
  align-items: center;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
}

.breadcrumbs-stamp-duty-legal-fees-malaysia a {
  color: var(--color-primary);
  transition: color var(--transition-base);
}

.breadcrumbs-stamp-duty-legal-fees-malaysia a:hover {
  color: var(--color-primary-hover);
}

.breadcrumbs-stamp-duty-legal-fees-malaysia span {
  color: var(--color-text-muted);
}

.intro-section-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-stamp-duty-legal-fees-malaysia {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-stamp-duty-legal-fees-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
}

.intro-paragraph-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.7;
}

.intro-image-stamp-duty-legal-fees-malaysia {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-stamp-duty-legal-fees-malaysia img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  display: block;
}

.stamp-duty-section-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.stamp-duty-content-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.stamp-duty-text-stamp-duty-legal-fees-malaysia {
  flex: 1 1 50%;
  max-width: 50%;
}

.stamp-duty-title-stamp-duty-legal-fees-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
}

.stamp-duty-paragraph-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.7;
}

.stamp-duty-breakdown-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(1.25rem, 2vw, 1.75rem);
  border-radius: var(--radius-md);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.breakdown-title-stamp-duty-legal-fees-malaysia {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
}

.breakdown-list-stamp-duty-legal-fees-malaysia {
  list-style: none;
  padding: 0;
}

.breakdown-item-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.05rem);
  color: var(--color-text-secondary);
  padding: clamp(0.5rem, 1vw, 0.75rem) 0;
  padding-left: 1.5rem;
  position: relative;
  line-height: 1.6;
}

.breakdown-item-stamp-duty-legal-fees-malaysia:before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-primary);
  font-weight: bold;
}

.stamp-duty-example-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  background: var(--color-primary-light);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-primary);
  line-height: 1.7;
}

.stamp-duty-image-stamp-duty-legal-fees-malaysia {
  flex: 1 1 50%;
  max-width: 50%;
}

.stamp-duty-image-stamp-duty-legal-fees-malaysia img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  display: block;
}

.legal-fees-section-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.legal-fees-content-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.legal-fees-image-stamp-duty-legal-fees-malaysia {
  flex: 1 1 50%;
  max-width: 50%;
  order: -1;
}

.legal-fees-image-stamp-duty-legal-fees-malaysia img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  display: block;
}

.legal-fees-text-stamp-duty-legal-fees-malaysia {
  flex: 1 1 50%;
  max-width: 50%;
}

.legal-fees-title-stamp-duty-legal-fees-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
}

.legal-fees-paragraph-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.7;
}

.legal-fees-breakdown-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(1.25rem, 2vw, 1.75rem);
  border-radius: var(--radius-md);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  border: 1px solid var(--color-border);
}

.legal-breakdown-title-stamp-duty-legal-fees-malaysia {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
}

.legal-breakdown-text-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.legal-fees-note-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.other-costs-section-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.other-costs-content-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 3rem);
}

.other-costs-title-stamp-duty-legal-fees-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
  text-align: center;
}

.other-costs-intro-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
  line-height: 1.7;
}

.costs-cards-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.cost-card-stamp-duty-legal-fees-malaysia {
  flex: 1 1 300px;
  max-width: 380px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  transition: all var(--transition-base);
}

.cost-card-stamp-duty-legal-fees-malaysia:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary);
}

.cost-card-title-stamp-duty-legal-fees-malaysia {
  font-size: clamp(1.05rem, 2vw + 0.5rem, 1.35rem);
  color: var(--color-text-primary);
  font-weight: 600;
}

.cost-card-text-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.calculation-section-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.calculation-content-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.calculation-text-stamp-duty-legal-fees-malaysia {
  flex: 1 1 50%;
  max-width: 50%;
}

.calculation-title-stamp-duty-legal-fees-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
}

.calculation-intro-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 2vw, 2rem);
  line-height: 1.7;
}

.calculation-breakdown-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.calc-item-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  justify-content: space-between;
  align-items: center;
  padding: clamp(0.75rem, 1.5vw, 1rem) 0;
  border-bottom: 1px solid var(--color-border-light);
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.05rem);
}

.calc-item-stamp-duty-legal-fees-malaysia:last-child {
  border-bottom: none;
}

.calc-label-stamp-duty-legal-fees-malaysia {
  color: var(--color-text-secondary);
  font-weight: 500;
}

.calc-value-stamp-duty-legal-fees-malaysia {
  color: var(--color-primary);
  font-weight: 600;
}

.calc-total-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  justify-content: space-between;
  align-items: center;
  padding: clamp(1rem, 2vw, 1.5rem) 0;
  margin-top: clamp(0.75rem, 1.5vw, 1rem);
  border-top: 2px solid var(--color-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
}

.calculation-note-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  background: var(--color-primary-light);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-radius: var(--radius-md);
}

.calculation-image-stamp-duty-legal-fees-malaysia {
  flex: 1 1 50%;
  max-width: 50%;
}

.calculation-image-stamp-duty-legal-fees-malaysia img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  display: block;
}

.tips-section-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.tips-content-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 3rem);
}

.tips-title-stamp-duty-legal-fees-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
  text-align: center;
}

.tips-intro-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  text-align: center;
  line-height: 1.7;
}

.tips-list-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.tip-item-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
}

.tip-number-stamp-duty-legal-fees-malaysia {
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  font-weight: 800;
  color: var(--color-primary);
  min-width: clamp(3rem, 6vw, 4rem);
  text-align: center;
}

.tip-content-stamp-duty-legal-fees-malaysia {
  flex: 1;
}

.tip-title-stamp-duty-legal-fees-malaysia {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
}

.tip-text-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.cta-section-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.cta-content-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
}

.cta-title-stamp-duty-legal-fees-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
}

.cta-text-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.disclaimer-section-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
}

.disclaimer-content-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 900px;
  margin: 0 auto;
}

.disclaimer-title-stamp-duty-legal-fees-malaysia {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 600;
}

.disclaimer-text-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  background: var(--color-bg-secondary);
  padding: clamp(1.25rem, 2vw, 1.75rem);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-accent-info);
}

.related-section-stamp-duty-legal-fees-malaysia {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 3rem);
}

.related-title-stamp-duty-legal-fees-malaysia {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
  text-align: center;
}

.related-cards-stamp-duty-legal-fees-malaysia {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.related-card-stamp-duty-legal-fees-malaysia {
  flex: 1 1 300px;
  max-width: 380px;
  background: var(--color-bg-primary);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: all var(--transition-base);
  display: flex;
  flex-direction: column;
}

.related-card-stamp-duty-legal-fees-malaysia:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
}

.related-card-stamp-duty-legal-fees-malaysia img {
  width: 100%;
  height: 200px;
  object-fit: cover;
  display: block;
}

.related-card-content-stamp-duty-legal-fees-malaysia {
  padding: clamp(1.25rem, 2vw, 1.75rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.related-card-title-stamp-duty-legal-fees-malaysia {
  font-size: clamp(1.05rem, 2vw + 0.5rem, 1.35rem);
  color: var(--color-text-primary);
  font-weight: 600;
  line-height: 1.3;
}

.related-card-text-stamp-duty-legal-fees-malaysia {
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

@media (max-width: 768px) {
  .hero-content-stamp-duty-legal-fees-malaysia,
  .intro-content-stamp-duty-legal-fees-malaysia,
  .stamp-duty-content-stamp-duty-legal-fees-malaysia,
  .legal-fees-content-stamp-duty-legal-fees-malaysia,
  .calculation-content-stamp-duty-legal-fees-malaysia {
    flex-direction: column;
  }

  .hero-text-stamp-duty-legal-fees-malaysia,
  .hero-image-stamp-duty-legal-fees-malaysia,
  .intro-text-stamp-duty-legal-fees-malaysia,
  .intro-image-stamp-duty-legal-fees-malaysia,
  .stamp-duty-text-stamp-duty-legal-fees-malaysia,
  .stamp-duty-image-stamp-duty-legal-fees-malaysia,
  .legal-fees-image-stamp-duty-legal-fees-malaysia,
  .legal-fees-text-stamp-duty-legal-fees-malaysia,
  .calculation-text-stamp-duty-legal-fees-malaysia,
  .calculation-image-stamp-duty-legal-fees-malaysia {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .legal-fees-image-stamp-duty-legal-fees-malaysia {
    order: 0;
  }

  .tip-item-stamp-duty-legal-fees-malaysia {
    flex-direction: column;
    gap: clamp(0.75rem, 1.5vw, 1rem);
    align-items: flex-start;
  }

  .tip-number-stamp-duty-legal-fees-malaysia {
    min-width: auto;
    text-align: left;
  }

  .breadcrumbs-stamp-duty-legal-fees-malaysia {
    font-size: 0.75rem;
    gap: 0.5rem;
  }
}

@media (min-width: 769px) and (max-width: 1023px) {
  .hero-title-stamp-duty-legal-fees-malaysia,
  .intro-title-stamp-duty-legal-fees-malaysia,
  .stamp-duty-title-stamp-duty-legal-fees-malaysia,
  .legal-fees-title-stamp-duty-legal-fees-malaysia,
  .calculation-title-stamp-duty-legal-fees-malaysia,
  .tips-title-stamp-duty-legal-fees-malaysia,
  .cta-title-stamp-duty-legal-fees-malaysia,
  .related-title-stamp-duty-legal-fees-malaysia,
  .other-costs-title-stamp-duty-legal-fees-malaysia {
    font-size: clamp(1.4rem, 3vw + 0.5rem, 2rem);
  }
}

@media (min-width: 1024px) {
  .hero-section-stamp-duty-legal-fees-malaysia,
  .intro-section-stamp-duty-legal-fees-malaysia,
  .stamp-duty-section-stamp-duty-legal-fees-malaysia,
  .legal-fees-section-stamp-duty-legal-fees-malaysia,
  .other-costs-section-stamp-duty-legal-fees-malaysia,
  .calculation-section-stamp-duty-legal-fees-malaysia,
  .tips-section-stamp-duty-legal-fees-malaysia,
  .cta-section-stamp-duty-legal-fees-malaysia,
  .disclaimer-section-stamp-duty-legal-fees-malaysia,
  .related-section-stamp-duty-legal-fees-malaysia {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-primary);
  background-color: var(--color-bg-primary);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 3vw, 2rem);
  display: block;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: var(--transition-base);
}

a:hover {
  color: var(--color-primary-hover);
}

.hero-section-first-time-buyer-incentives {
  background-color: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-first-time-buyer-incentives {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-first-time-buyer-incentives {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-first-time-buyer-incentives {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-title-first-time-buyer-incentives {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.hero-subtitle-first-time-buyer-incentives {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.2rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.7;
}

.hero-meta-first-time-buyer-incentives {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  align-items: center;
  font-size: 0.9rem;
  color: var(--color-text-muted);
}

.meta-item-first-time-buyer-incentives {
  color: var(--color-text-muted);
}

.meta-divider-first-time-buyer-incentives {
  color: var(--color-border);
}

.hero-img-first-time-buyer-incentives {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
}

.breadcrumbs-first-time-buyer-incentives {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  font-size: 0.9rem;
  color: var(--color-text-muted);
}

.breadcrumbs-first-time-buyer-incentives a {
  color: var(--color-primary);
  transition: var(--transition-base);
}

.breadcrumbs-first-time-buyer-incentives a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.breadcrumbs-first-time-buyer-incentives span {
  color: var(--color-text-muted);
}

.intro-section-first-time-buyer-incentives {
  background-color: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-first-time-buyer-incentives {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-first-time-buyer-incentives {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-first-time-buyer-incentives {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-first-time-buyer-incentives {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
}

.intro-paragraph-first-time-buyer-incentives {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.7;
}

.intro-highlight-first-time-buyer-incentives {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-primary);
  background-color: var(--color-bg-tertiary);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
  margin-top: clamp(1rem, 2vw, 1.5rem);
  font-style: italic;
}

.intro-image-first-time-buyer-incentives img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
}

.programs-section-first-time-buyer-incentives {
  background-color: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.programs-header-first-time-buyer-incentives {
  text-align: center;
  margin-bottom: clamp(2rem, 4vw, 3rem);
}

.programs-title-first-time-buyer-incentives {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1vw, 1rem);
}

.programs-subtitle-first-time-buyer-incentives {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.2rem);
  color: var(--color-text-secondary);
}

.programs-grid-first-time-buyer-incentives {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.program-card-first-time-buyer-incentives {
  flex: 1 1 calc(33.333% - 1.5rem);
  min-width: 280px;
  max-width: 380px;
  background-color: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  transition: var(--transition-base);
}

.program-card-first-time-buyer-incentives:hover {
  transform: translateY(-4px);
  border-color: var(--color-primary);
  box-shadow: 0 10px 30px rgba(59, 130, 246, 0.15);
}

.card-icon-first-time-buyer-incentives {
  width: 48px;
  height: 48px;
  background-color: rgba(59, 130, 246, 0.1);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: var(--color-primary);
}

.card-title-first-time-buyer-incentives {
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  font-weight: 700;
  color: var(--color-text-primary);
}

.card-text-first-time-buyer-incentives {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.card-details-first-time-buyer-incentives {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  padding-top: 1rem;
  border-top: 1px solid var(--color-border);
  margin-top: auto;
}

.detail-label-first-time-buyer-incentives {
  font-size: 0.8rem;
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.detail-value-first-time-buyer-incentives {
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-primary);
}

.qualification-section-first-time-buyer-incentives {
  background-color: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.qualification-content-first-time-buyer-incentives {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.qualification-text-first-time-buyer-incentives {
  flex: 1 1 50%;
  max-width: 50%;
}

.qualification-image-first-time-buyer-incentives {
  flex: 1 1 50%;
  max-width: 50%;
}

.qualification-title-first-time-buyer-incentives {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
}

.qualification-paragraph-first-time-buyer-incentives {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.7;
}

.qualification-highlight-first-time-buyer-incentives {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-primary);
  background-color: var(--color-bg-tertiary);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-left: 4px solid var(--color-accent-success);
  border-radius: var(--radius-md);
  margin-top: clamp(1rem, 2vw, 1.5rem);
  font-style: italic;
}

.qualification-image-first-time-buyer-incentives img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
}

.timeline-section-first-time-buyer-incentives {
  background-color: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.timeline-header-first-time-buyer-incentives {
  text-align: center;
  margin-bottom: clamp(2rem, 4vw, 3rem);
}

.timeline-title-first-time-buyer-incentives {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1vw, 1rem);
}

.timeline-subtitle-first-time-buyer-incentives {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.2rem);
  color: var(--color-text-secondary);
}

.steps-wrapper-first-time-buyer-incentives {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.step-card-first-time-buyer-incentives {
  flex: 1 1 calc(50% - 1.5rem);
  min-width: 300px;
  max-width: 500px;
  background-color: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.step-number-first-time-buyer-incentives {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  color: var(--color-primary);
  flex-shrink: 0;
  line-height: 1;
}

.step-content-first-time-buyer-incentives {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
}

.step-title-first-time-buyer-incentives {
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  font-weight: 700;
  color: var(--color-text-primary);
}

.step-text-first-time-buyer-incentives {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.savings-section-first-time-buyer-incentives {
  background-color: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.savings-content-first-time-buyer-incentives {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.savings-text-first-time-buyer-incentives {
  flex: 1 1 50%;
  max-width: 50%;
}

.savings-image-first-time-buyer-incentives {
  flex: 1 1 50%;
  max-width: 50%;
}

.savings-title-first-time-buyer-incentives {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
}

.savings-paragraph-first-time-buyer-incentives {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.7;
}

.cost-breakdown-first-time-buyer-incentives {
  background-color: var(--color-bg-tertiary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.cost-item-first-time-buyer-incentives {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: clamp(0.75rem, 1.5vw, 1rem) 0;
  border-bottom: 1px solid var(--color-border);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
}

.cost-item-first-time-buyer-incentives:last-child {
  border-bottom: none;
}

.cost-label-first-time-buyer-incentives {
  color: var(--color-text-secondary);
}

.cost-amount-first-time-buyer-incentives {
  color: var(--color-text-primary);
  font-weight: 600;
}

.cost-total-first-time-buyer-incentives {
  padding-top: clamp(1rem, 2vw, 1.5rem) !important;
  border-top: 2px solid var(--color-primary) !important;
  border-bottom: none !important;
}

.cost-total-first-time-buyer-incentives .cost-label-first-time-buyer-incentives {
  color: var(--color-text-primary);
}

.cost-total-first-time-buyer-incentives .cost-amount-first-time-buyer-incentives {
  color: var(--color-primary);
  font-weight: 700;
}

.savings-highlight-first-time-buyer-incentives {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-primary);
  background-color: rgba(16, 185, 129, 0.1);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-left: 4px solid var(--color-accent-success);
  border-radius: var(--radius-md);
  margin-top: clamp(1rem, 2vw, 1.5rem);
  font-style: italic;
}

.savings-image-first-time-buyer-incentives img {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  object-fit: cover;
}

.checklist-section-first-time-buyer-incentives {
  background-color: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.checklist-header-first-time-buyer-incentives {
  text-align: center;
  margin-bottom: clamp(2rem, 4vw, 3rem);
}

.checklist-title-first-time-buyer-incentives {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1vw, 1rem);
}

.checklist-subtitle-first-time-buyer-incentives {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.2rem);
  color: var(--color-text-secondary);
}

.checklist-items-first-time-buyer-incentives {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 800px;
  margin: 0 auto;
}

.checklist-item-first-time-buyer-incentives {
  background-color: var(--color-bg-card);
  padding: clamp(1.25rem, 2vw, 1.75rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: flex-start;
}

.checkbox-first-time-buyer-incentives {
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--color-accent-success);
  font-size: 1.3rem;
}

.item-text-first-time-buyer-incentives {
  display: flex;
  flex-direction: column;
  gap: clamp(0.4rem, 1vw, 0.6rem);
}

.item-title-first-time-buyer-incentives {
  font-size: clamp(1rem, 1.5vw, 1.2rem);
  font-weight: 700;
  color: var(--color-text-primary);
}

.item-description-first-time-buyer-incentives {
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.5;
}

.faq-section-first-time-buyer-incentives {
  background-color: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.faq-header-first-time-buyer-incentives {
  text-align: center;
  margin-bottom: clamp(2rem, 4vw, 3rem);
}

.faq-title-first-time-buyer-incentives {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
}

.faq-items-first-time-buyer-incentives {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 900px;
  margin: 0 auto;
}

.faq-item-first-time-buyer-incentives {
  background-color: var(--color-bg-tertiary);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
}

.faq-question-first-time-buyer-incentives {
  display: flex;
  align-items: center;
  gap: clamp(1rem, 2vw, 1.5rem);
  width: 100%;
  padding: clamp(1.25rem, 2vw, 1.75rem);
  background-color: transparent;
  border: none;
  cursor: pointer;
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
  font-weight: 600;
  color: var(--color-text-primary);
  text-align: left;
  transition: var(--transition-base);
}

.faq-question-first-time-buyer-incentives:hover {
  background-color: rgba(59, 130, 246, 0.05);
}

.faq-icon-first-time-buyer-incentives {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  color: var(--color-primary);
  flex-shrink: 0;
  transition: var(--transition-base);
}

details[open] .faq-icon-first-time-buyer-incentives {
  transform: rotate(180deg);
}

.faq-text-first-time-buyer-incentives {
  flex: 1;
}

.faq-answer-first-time-buyer-incentives {
  padding: 0 clamp(1.25rem, 2vw, 1.75rem) clamp(1.25rem, 2vw, 1.75rem);
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  line-height: 1.7;
}

.conclusion-section-first-time-buyer-incentives {
  background-color: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-first-time-buyer-incentives {
  max-width: 800px;
  margin: 0 auto;
}

.conclusion-text-first-time-buyer-incentives {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.conclusion-title-first-time-buyer-incentives {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  text-align: center;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.conclusion-paragraph-first-time-buyer-incentives {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.conclusion-highlight-first-time-buyer-incentives {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-primary);
  background-color: var(--color-bg-secondary);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
  margin-top: clamp(1rem, 2vw, 1.5rem);
  font-style: italic;
}

.cta-link-first-time-buyer-incentives {
  display: inline-block;
  margin-top: clamp(1.5rem, 3vw, 2rem);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  font-weight: 600;
  color: var(--color-primary);
  transition: var(--transition-base);
  text-decoration: none;
}

.cta-link-first-time-buyer-incentives:hover {
  color: var(--color-primary-hover);
  transform: translateX(4px);
}

.related-section-first-time-buyer-incentives {
  background-color: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-first-time-buyer-incentives {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-first-time-buyer-incentives {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  text-align: center;
}

.related-grid-first-time-buyer-incentives {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.related-card-first-time-buyer-incentives {
  flex: 1 1 calc(33.333% - 1.5rem);
  min-width: 280px;
  max-width: 380px;
  background-color: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  transition: var(--transition-base);
}

.related-card-first-time-buyer-incentives:hover {
  transform: translateY(-4px);
  border-color: var(--color-primary);
  box-shadow: 0 10px 30px rgba(59, 130, 246, 0.15);
}

.related-image-first-time-buyer-incentives {
  width: 100%;
  height: 220px;
  overflow: hidden;
}

.related-img-first-time-buyer-incentives {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.related-body-first-time-buyer-incentives {
  padding: clamp(1.25rem, 2vw, 1.75rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.related-card-title-first-time-buyer-incentives {
  font-size: clamp(1rem, 1.5vw, 1.2rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.4;
}

.related-card-text-first-time-buyer-incentives {
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.5;
  flex-grow: 1;
}

.related-link-first-time-buyer-incentives {
  display: inline-block;
  font-size: clamp(0.85rem, 1vw + 0.4rem, 0.95rem);
  font-weight: 600;
  color: var(--color-primary);
  transition: var(--transition-base);
  margin-top: 0.5rem;
}

.related-link-first-time-buyer-incentives:hover {
  color: var(--color-primary-hover);
  transform: translateX(4px);
}

.disclaimer-section-first-time-buyer-incentives {
  background-color: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.disclaimer-box-first-time-buyer-incentives {
  max-width: 900px;
  margin: 0 auto;
  background-color: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border: 1px solid var(--color-border);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-lg);
}

.disclaimer-title-first-time-buyer-incentives {
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
}

.disclaimer-text-first-time-buyer-incentives {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

@media (max-width: 768px) {
  .hero-content-first-time-buyer-incentives {
    flex-direction: column;
  }

  .hero-text-first-time-buyer-incentives,
  .hero-image-first-time-buyer-incentives {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .intro-content-first-time-buyer-incentives {
    flex-direction: column;
  }

  .intro-text-first-time-buyer-incentives,
  .intro-image-first-time-buyer-incentives {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .program-card-first-time-buyer-incentives {
    flex: 1 1 100%;
  }

  .qualification-content-first-time-buyer-incentives {
    flex-direction: column;
  }

  .qualification-text-first-time-buyer-incentives,
  .qualification-image-first-time-buyer-incentives {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .step-card-first-time-buyer-incentives {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .savings-content-first-time-buyer-incentives {
    flex-direction: column;
  }

  .savings-text-first-time-buyer-incentives,
  .savings-image-first-time-buyer-incentives {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .related-card-first-time-buyer-incentives {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

@media (max-width: 1024px) {
  .program-card-first-time-buyer-incentives {
    flex: 1 1 calc(50% - 1.5rem);
  }

  .step-card-first-time-buyer-incentives {
    flex: 1 1 100%;
  }

  .related-card-first-time-buyer-incentives {
    flex: 1 1 calc(50% - 1.5rem);
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
}

h1, h2, h3, h4, h5, h6 {
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

p, span, li, a {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block !important;
}

.mortgage-journey-about {
  background: var(--color-bg-primary);
  overflow: hidden;
}

.hero-mortgage-section-about {
  background: linear-gradient(135deg, var(--color-bg-secondary) 0%, var(--color-bg-tertiary) 100%);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-mortgage-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
}

.hero-mortgage-text-about {
  text-align: center;
  max-width: 700px;
}

.hero-title-about {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1rem;
  letter-spacing: -0.02em;
}

.hero-subtitle-about {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin-bottom: 1.5rem;
}

.hero-visual-about {
  width: 100%;
  max-width: 900px;
  height: auto;
  border-radius: 12px;
  display: block;
  object-fit: cover;
}

.story-foundation-section-about {
  padding: clamp(3rem, 8vw, 6rem) 0;
  background: var(--color-bg-primary);
  overflow: hidden;
}

.story-foundation-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.story-header-about {
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
}

.story-tag-about {
  display: inline-block;
  padding: 0.35rem 1.2rem;
  background: rgba(37, 99, 235, 0.08);
  color: var(--color-accent);
  border-radius: 24px;
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 1rem;
}

.story-title-about {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1rem;
}

.story-description-about {
  font-size: clamp(0.9rem, 1.2vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.story-blocks-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  margin-top: 2rem;
}

.story-block-about {
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 8px;
  border-left: 4px solid var(--color-accent);
}

.block-title-about {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.35rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 0.75rem;
}

.block-text-about {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.expertise-framework-section-about {
  padding: clamp(3rem, 8vw, 6rem) 0;
  background: var(--color-bg-tertiary);
  overflow: hidden;
}

.expertise-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.expertise-header-about {
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
}

.expertise-title-about {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1rem;
}

.expertise-subtitle-about {
  font-size: clamp(0.9rem, 1.2vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.expertise-cards-about {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
  margin-top: 2rem;
}

.expertise-card-about {
  flex: 1 1 280px;
  max-width: 340px;
  background: var(--color-bg-primary);
  padding: clamp(1.75rem, 3vw, 2.5rem);
  border-radius: 10px;
  border: 1px solid var(--color-border);
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.expertise-card-about:hover {
  transform: translateY(-6px);
  box-shadow: 0 8px 20px rgba(37, 99, 235, 0.12);
}

.card-icon-about {
  width: 50px;
  height: 50px;
  background: rgba(37, 99, 235, 0.1);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: var(--color-accent);
}

.card-title-about {
  font-size: clamp(1.05rem, 1.5vw + 0.5rem, 1.3rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.card-description-about {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.commitment-values-section-about {
  padding: clamp(3rem, 8vw, 6rem) 0;
  background: var(--color-bg-primary);
  overflow: hidden;
}

.commitment-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.commitment-header-about {
  text-align: center;
  max-width: 750px;
  margin: 0 auto;
}

.commitment-tag-about {
  display: inline-block;
  padding: 0.35rem 1.2rem;
  background: rgba(37, 99, 235, 0.08);
  color: var(--color-accent);
  border-radius: 24px;
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 1rem;
}

.commitment-title-about {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 1.5rem;
}

.commitment-grid-about {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  margin-top: 2rem;
  justify-content: center;
}

.value-item-about {
  flex: 1 1 280px;
  max-width: 360px;
}

.value-number-about {
  font-size: clamp(2.5rem, 5vw, 3.5rem);
  font-weight: 800;
  color: var(--color-accent);
  font-family: var(--font-heading);
  margin-bottom: 0.75rem;
}

.value-heading-about {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 0.75rem;
}

.value-text-about {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.featured-insight-about {
  background: var(--color-bg-secondary);
  border-left: 5px solid var(--color-accent);
  padding: clamp(1.75rem, 3vw, 2.5rem);
  border-radius: 8px;
  margin: clamp(1.5rem, 3vw, 2.5rem) 0;
}

.insight-quote-about {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.2rem);
  color: var(--color-text-primary);
  line-height: 1.8;
  font-style: italic;
  margin-bottom: 1rem;
}

.insight-author-about {
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
  font-weight: 600;
}

.disclaimer-section-about {
  padding: clamp(3rem, 8vw, 5rem) 0;
  background: var(--color-bg-tertiary);
  overflow: hidden;
  border-top: 1px solid var(--color-border);
}

.disclaimer-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.disclaimer-heading-about {
  font-size: clamp(1.2rem, 2.5vw + 0.5rem, 1.6rem);
  color: var(--color-text-primary);
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
}

.disclaimer-heading-about i {
  color: var(--color-accent);
  font-size: 1.3rem;
}

.disclaimer-text-about {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  text-align: center;
}

@media (max-width: 768px) {
  .hero-mortgage-content-about {
    padding: 0;
  }

  .expertise-cards-about {
    gap: 1.2rem;
  }

  .expertise-card-about {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .commitment-grid-about {
    gap: 1.5rem;
  }

  .value-item-about {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .story-blocks-about {
    gap: 1.2rem;
  }
}

@media (min-width: 769px) and (max-width: 1024px) {
  .expertise-cards-about {
    gap: 1.5rem;
  }

  .expertise-card-about {
    flex: 1 1 calc(50% - 0.75rem);
    max-width: none;
  }

  .commitment-grid-about {
    gap: 1.5rem;
  }

  .value-item-about {
    flex: 1 1 calc(50% - 0.75rem);
    max-width: none;
  }
}

@media (min-width: 1025px) {
  .expertise-cards-about {
    gap: 2rem;
  }

  .expertise-card-about {
    flex: 1 1 calc(33.333% - 1.35rem);
    max-width: none;
  }

  .commitment-grid-about {
    gap: 2.5rem;
  }

  .value-item-about {
    flex: 1 1 calc(25% - 1.875rem);
    max-width: none;
  }
}

.faq-page {
  background-color: var(--color-bg-primary);
  font-family: var(--font-primary);
}

.faq-hero {
  padding: var(--space-lg) var(--space-md);
  background-color: var(--color-bg-secondary);
  overflow: hidden;
  display: grid;
  gap: var(--space-lg);
  align-items: center;
}

.faq-hero-content {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.faq-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 6vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
}

.faq-hero-subtitle {
  font-size: clamp(0.95rem, 2vw + 0.5rem, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  max-width: 600px;
}

.faq-hero-image {
  width: 100%;
  height: auto;
  max-height: 300px;
  object-fit: cover;
  border-radius: var(--radius-md);
}

@media (min-width: 768px) {
  .faq-hero {
    padding: var(--space-2xl) var(--space-lg);
    grid-template-columns: 1fr 1fr;
    gap: var(--space-2xl);
  }

  .faq-hero-image {
    max-height: 400px;
    order: 2;
  }

  .faq-hero-content {
    order: 1;
  }
}

@media (min-width: 1024px) {
  .faq-hero {
    padding: var(--space-3xl) var(--space-lg);
  }
}

.faq-container {
  padding: var(--space-lg) var(--space-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.faq-wrapper {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.faq-item {
  background-color: var(--color-bg-card);
  border: var(--border-width) solid var(--border-color);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: var(--transition-base);
}

.faq-item:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--color-primary);
}

.faq-question {
  width: 100%;
  padding: var(--space-md);
  background-color: var(--color-bg-card);
  border: none;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-md);
  transition: var(--transition-base);
  font-family: var(--font-primary);
}

.faq-question:hover {
  background-color: var(--color-bg-tertiary);
}

.faq-question:focus {
  outline: 2px solid var(--color-primary);
  outline-offset: 0;
}

.faq-question-text {
  font-size: clamp(0.95rem, 2vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  text-align: left;
  line-height: 1.4;
}

.faq-toggle-icon {
  width: 24px;
  height: 24px;
  min-width: 24px;
  color: var(--color-primary);
  transition: transform var(--transition-base);
  flex-shrink: 0;
}

.faq-question[aria-expanded="true"] .faq-toggle-icon {
  transform: rotate(180deg);
}

.faq-answer {
  padding: var(--space-md);
  background-color: var(--color-bg-primary);
  border-top: var(--border-width) solid var(--border-color);
  animation: slideDown var(--transition-base);
}

@keyframes slideDown {
  from {
    opacity: 0;
    transform: translateY(-10px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.faq-answer p {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

@media (min-width: 768px) {
  .faq-container {
    padding: var(--space-2xl) var(--space-lg);
  }

  .faq-question {
    padding: var(--space-lg);
  }

  .faq-answer {
    padding: var(--space-lg);
  }
}

@media (min-width: 1024px) {
  .faq-container {
    padding: var(--space-3xl) var(--space-lg);
  }

  .faq-wrapper {
    gap: var(--space-lg);
  }
}

.faq-cta {
  padding: var(--space-lg) var(--space-md);
  background-color: var(--color-bg-secondary);
  overflow: hidden;
  display: grid;
  gap: var(--space-lg);
  align-items: center;
}

.faq-cta-content {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  justify-content: center;
}

.faq-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 5vw + 0.5rem, 2.25rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
  margin: 0;
}

.faq-cta-description {
  font-size: clamp(0.9rem, 2vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  max-width: 500px;
}

.faq-cta-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-md) var(--space-lg);
  background-color: var(--color-primary);
  color: white;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.05rem);
  font-weight: 600;
  transition: var(--transition-base);
  border: 2px solid var(--color-primary);
  width: fit-content;
  cursor: pointer;
}

.faq-cta-button:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.faq-cta-button:focus {
  outline: 2px solid var(--color-primary);
  outline-offset: 2px;
}

.faq-cta-image {
  width: 100%;
  height: auto;
  max-height: 300px;
  object-fit: cover;
  border-radius: var(--radius-md);
}

@media (min-width: 768px) {
  .faq-cta {
    padding: var(--space-2xl) var(--space-lg);
    grid-template-columns: 1fr 1fr;
    gap: var(--space-2xl);
  }

  .faq-cta-image {
    max-height: 350px;
    order: 2;
  }

  .faq-cta-content {
    order: 1;
  }
}

@media (min-width: 1024px) {
  .faq-cta {
    padding: var(--space-3xl) var(--space-lg);
  }
}

.services-page {
  background-color: var(--color-bg-primary);
}

.services-hero {
  padding: 3rem 1.5rem;
  background-color: var(--color-bg-primary);
  overflow: hidden;
  position: relative;
}

.services-hero-container {
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
  position: relative;
  z-index: 2;
  padding-bottom: 2rem;
}

.services-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 6vw + 0.5rem, 3.5rem);
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.services-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  margin: 0;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.6;
}

.services-hero-image {
  width: 100%;
  max-width: 1200px;
  height: auto;
  display: block;
  margin: 2rem auto 0;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.services-content {
  padding: 4rem 1.5rem;
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.services-container {
  max-width: 1200px;
  margin: 0 auto;
}

.services-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
}

.service-card {
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  transition: all var(--transition-base);
  display: flex;
  flex-direction: column;
}

.service-card:hover {
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary);
  transform: translateY(-2px);
}

.service-icon {
  width: 3rem;
  height: 3rem;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: var(--color-primary);
  margin-bottom: 1.5rem;
}

.service-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw + 0.5rem, 1.75rem);
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  font-weight: 700;
}

.service-description {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0 0 1.5rem 0;
  flex-grow: 1;
}

.service-topics {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1rem;
}

.service-topic {
  font-family: var(--font-primary);
  font-size: 0.85rem;
  background-color: var(--color-bg-secondary);
  color: var(--color-text-secondary);
  padding: 0.4rem 0.85rem;
  border-radius: var(--radius-sm);
  display: inline-block;
}

.services-cta {
  padding: 4rem 1.5rem;
  background-color: var(--color-bg-secondary);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr;
  gap: 3rem;
  align-items: center;
}

.services-cta-container {
  max-width: 600px;
}

.services-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  font-weight: 700;
  letter-spacing: -0.01em;
}

.services-cta-description {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 2rem 0;
  line-height: 1.6;
}

.services-cta-button {
  display: inline-block;
  background-color: var(--color-primary);
  color: white;
  padding: 1rem 2.5rem;
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 600;
  text-decoration: none;
  transition: all var(--transition-base);
  border: none;
  cursor: pointer;
}

.services-cta-button:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.services-cta-image {
  width: 100%;
  max-width: 500px;
  height: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

@media (min-width: 768px) {
  .services-hero {
    padding: 4rem 2rem;
  }

  .services-content {
    padding: 5rem 2rem;
  }

  .services-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 2.5rem;
  }

  .services-cta {
    padding: 5rem 2rem;
    grid-template-columns: 1fr 1fr;
  }
}

@media (min-width: 1024px) {
  .services-hero {
    padding: 5rem 3rem;
  }

  .services-hero-container {
    padding-bottom: 3rem;
  }

  .services-content {
    padding: 6rem 3rem;
  }

  .services-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 3rem;
  }

  .service-card {
    padding: 2.5rem;
  }

  .services-cta {
    padding: 6rem 3rem;
    gap: 4rem;
  }
}

@media (min-width: 1440px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.legal-hub {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.legal-hub .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

.legal-hub .legal-hub-content {
  max-width: 800px;
  margin: 0 auto;
  padding: var(--space-3xl) 0;
}

.legal-hub h1 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  font-weight: 700;
  line-height: 1.3;
}

.legal-hub .update-date {
  font-size: clamp(0.85rem, 0.95vw, 1rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--space-2xl);
  font-style: italic;
}

.legal-hub h2 {
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-family: var(--font-heading);
  color: var(--color-text-primary);
  margin-top: var(--space-2xl);
  margin-bottom: var(--space-md);
  font-weight: 600;
  line-height: 1.4;
}

.legal-hub p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin-bottom: var(--space-md);
}

.legal-hub ul {
  margin-left: var(--space-lg);
  margin-bottom: var(--space-md);
}

.legal-hub li {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin-bottom: var(--space-sm);
}

.legal-hub .contact-section {
  background-color: var(--color-bg-secondary);
  padding: var(--space-xl);
  border-radius: var(--radius-md);
  margin-top: var(--space-3xl);
}

.legal-hub .contact-section h2 {
  color: var(--color-text-primary);
  margin-top: 0;
}

.legal-hub .contact-section p {
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
}

.legal-hub .contact-section strong {
  color: var(--color-primary);
  font-weight: 600;
}

@media (min-width: 768px) {
  .legal-hub .container {
    padding: 0 var(--space-lg);
  }

  .legal-hub .legal-hub-content {
    padding: var(--space-3xl) 0;
  }
}

@media (min-width: 1024px) {
  .legal-hub .container {
    padding: 0 var(--space-xl);
  }

  .legal-hub .legal-hub-content {
    padding: var(--space-3xl) 0;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html,
body {
  height: 100%;
  width: 100%;
}

.thank-page {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 100vh;
  width: 100%;
  background-color: var(--color-bg-primary);
  padding: var(--space-md);
  overflow: hidden;
}

.thank-section {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

.content {
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
}

.thank-wrapper {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  gap: var(--space-lg);
}

.thank-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 80px;
  height: 80px;
  margin: 0 auto;
  animation: scale-in 0.6s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.check-icon {
  width: 100%;
  height: 100%;
  color: var(--color-accent-success);
  stroke-linecap: round;
  stroke-linejoin: round;
}

.thank-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 700;
  color: var(--color-text-primary);
  letter-spacing: -0.5px;
  margin-top: var(--space-md);
}

.thank-lead {
  font-family: var(--font-primary);
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  color: var(--color-text-secondary);
  font-weight: 500;
  line-height: 1.6;
}

.thank-message {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  margin: var(--space-lg) 0;
}

.thank-message p {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.4rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.8;
  text-align: center;
}

.guide-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  margin: var(--space-md) 0;
  text-align: left;
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
}

.guide-list li {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.3rem, 1.05rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  padding-left: var(--space-lg);
  position: relative;
}

.guide-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 6px;
  height: 6px;
  background-color: var(--color-primary);
  border-radius: 50%;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw, 1.05rem);
  font-weight: 600;
  padding: var(--space-md) var(--space-2xl);
  border: none;
  border-radius: var(--radius-md);
  cursor: pointer;
  text-decoration: none;
  transition: all var(--transition-base);
  text-align: center;
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--color-primary);
  color: white;
}

.btn-primary:hover,
.btn-primary:focus {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  outline: none;
}

.btn-primary:active {
  transform: translateY(0);
}

@keyframes scale-in {
  from {
    opacity: 0;
    transform: scale(0.8);
  }
  to {
    opacity: 1;
    transform: scale(1);
  }
}

@media (min-width: 640px) {
  .thank-page {
    padding: var(--space-lg);
  }

  .container {
    padding: 0 var(--space-lg);
  }

  .thank-icon {
    width: 100px;
    height: 100px;
  }

  .thank-message {
    gap: var(--space-lg);
    margin: var(--space-2xl) 0;
  }

  .guide-list {
    gap: var(--space-md);
    margin: var(--space-lg) 0;
  }
}

@media (min-width: 768px) {
  .thank-page {
    padding: var(--space-2xl);
  }

  .container {
    padding: 0 var(--space-2xl);
  }

  .thank-wrapper {
    gap: var(--space-xl);
  }

  .thank-icon {
    width: 120px;
    height: 120px;
  }

  .thank-title {
    margin-top: var(--space-lg);
  }

  .thank-lead {
    max-width: 600px;
    margin: 0 auto;
  }

  .thank-message {
    gap: var(--space-lg);
    margin: var(--space-2xl) 0;
  }

  .thank-message p {
    max-width: 650px;
    margin: 0 auto;
  }

  .guide-list {
    gap: var(--space-md);
    margin: var(--space-lg) 0;
  }
}

@media (min-width: 1024px) {
  .thank-page {
    padding: var(--space-3xl);
  }

  .container {
    padding: 0 var(--space-3xl);
  }

  .thank-wrapper {
    gap: var(--space-2xl);
  }

  .thank-icon {
    width: 140px;
    height: 140px;
  }

  .btn {
    padding: calc(var(--space-md) + 2px) var(--space-3xl);
  }

  .btn:hover {
    box-shadow: var(--shadow-lg);
  }
}

@media (prefers-reduced-motion: reduce) {
  .thank-icon {
    animation: none;
  }

  .btn {
    transition: none;
  }

  .btn-primary:hover {
    transform: none;
  }

  .btn-primary:active {
    transform: none;
  }
}

@media (max-height: 600px) and (min-width: 768px) {
  .thank-page {
    min-height: auto;
    padding: var(--space-lg);
  }

  .thank-wrapper {
    gap: var(--space-md);
  }

  .thank-icon {
    width: 80px;
    height: 80px;
  }

  .thank-title {
    font-size: clamp(1.75rem, 4vw, 2.25rem);
  }

  .thank-lead {
    font-size: clamp(1rem, 1.5vw, 1.2rem);
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

.error-page {
  background-color: var(--color-bg-primary);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
}

.error-section {
  width: 100%;
  padding: var(--space-lg);
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-lg);
  width: 100%;
}

.content {
  max-width: 800px;
  margin: 0 auto;
  width: 100%;
}

.error-wrapper {
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-2xl);
}

.error-visual {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-lg);
}

.error-code {
  font-size: clamp(4rem, 15vw, 10rem);
  font-weight: 900;
  color: var(--color-primary);
  font-family: var(--font-heading);
  letter-spacing: -0.02em;
  line-height: 1;
  position: relative;
  z-index: 2;
}

.error-decoration {
  position: absolute;
  width: clamp(200px, 50vw, 400px);
  height: clamp(200px, 50vw, 400px);
  border: 3px solid var(--color-primary-light);
  border-radius: 50%;
  opacity: 0.3;
  z-index: 1;
  animation: pulse-decoration 4s ease-in-out infinite;
}

@keyframes pulse-decoration {
  0%, 100% {
    transform: scale(1);
    opacity: 0.3;
  }
  50% {
    transform: scale(1.1);
    opacity: 0.15;
  }
}

.error-message {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.error-message h1 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
}

.error-subtitle {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.15rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  max-width: 600px;
  margin: 0 auto;
}

.error-context {
  font-size: clamp(0.9rem, 1vw + 0.45rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  max-width: 600px;
  margin: var(--space-md) auto 0;
  padding: var(--space-md);
  background-color: var(--color-bg-secondary);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-primary);
}

.error-context strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

.error-actions {
  margin: var(--space-lg) 0;
}

.btn {
  display: inline-block;
  padding: clamp(0.75rem, 1vw + 0.5rem, 1rem) clamp(1.5rem, 3vw, 2.5rem);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-weight: 600;
  transition: all var(--transition-base);
  border: none;
  cursor: pointer;
  display: inline-block;
  text-align: center;
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--color-primary);
  color: white;
  box-shadow: var(--shadow-md);
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.btn-primary:active {
  transform: translateY(0);
}

.error-tips {
  margin-top: var(--space-2xl);
  padding: var(--space-lg);
  background-color: var(--color-bg-tertiary);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-color);
}

.tips-label {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: var(--space-sm);
}

.tips-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.tips-list li {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  padding-left: var(--space-md);
  position: relative;
}

.tips-list li::before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-primary);
  font-weight: 600;
}

@media (max-width: 640px) {
  .error-section {
    padding: var(--space-md);
  }
  
  .container {
    padding: 0 var(--space-md);
  }
  
  .error-wrapper {
    gap: var(--space-lg);
  }
  
  .error-code {
    margin-bottom: var(--space-md);
  }
  
  .error-decoration {
    display: none;
  }
}

@media (min-width: 641px) and (max-width: 1023px) {
  .error-section {
    padding: var(--space-xl);
  }
  
  .container {
    padding: 0 var(--space-lg);
  }
  
  .error-wrapper {
    gap: var(--space-2xl);
  }
}

@media (min-width: 1024px) {
  .error-section {
    padding: var(--space-3xl) var(--space-xl);
  }
  
  .container {
    padding: 0 var(--space-xl);
  }
  
  .error-message {
    gap: var(--space-lg);
  }
}

.contact-get-started-page {
  background-color: var(--color-bg-primary);
  width: 100%;
}

.contact-get-started-hero {
  background-color: var(--color-bg-secondary);
  padding: 3rem 0;
  overflow: hidden;
}

.contact-get-started-hero-content {
  text-align: center;
}

.contact-get-started-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
  line-height: 1.2;
}

.contact-get-started-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  max-width: 700px;
  margin: 0 auto;
}

@media (min-width: 768px) {
  .contact-get-started-hero {
    padding: 5rem 0;
  }
}

@media (min-width: 1024px) {
  .contact-get-started-hero {
    padding: 6rem 0;
  }
}

.contact-get-started-main {
  background-color: var(--color-bg-primary);
  padding: 3rem 0;
  overflow: hidden;
}

.contact-get-started-main-content {
  width: 100%;
}

.contact-get-started-grid {
  display: flex;
  flex-direction: column;
  gap: 3rem;
  width: 100%;
}

.contact-get-started-form-wrapper {
  width: 100%;
}

.contact-get-started-form-box {
  background-color: var(--color-bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
}

.contact-get-started-form-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: 1.5rem;
}

.contact-get-started-form {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  width: 100%;
}

.contact-get-started-form-row {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  width: 100%;
}

.contact-get-started-label {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  font-weight: 600;
  color: var(--color-text-primary);
}

.contact-get-started-input,
.contact-get-started-select,
.contact-get-started-textarea {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  padding: 0.875rem 1rem;
  background-color: var(--color-bg-primary);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  color: var(--color-text-primary);
  transition: border-color var(--transition-base), background-color var(--transition-base), box-shadow var(--transition-base);
  width: 100%;
}

.contact-get-started-input:focus,
.contact-get-started-select:focus,
.contact-get-started-textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background-color: var(--color-bg-primary);
  box-shadow: 0 0 0 3px rgba(0, 0, 0, 0.05);
}

.contact-get-started-input::placeholder,
.contact-get-started-textarea::placeholder {
  color: var(--color-text-muted);
}

.contact-get-started-select {
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23666' d='M6 9L1 4h10z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
}

.contact-get-started-textarea {
  min-height: 140px;
  resize: vertical;
  line-height: 1.6;
}

.contact-get-started-form-agreement {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  padding: 1rem 0;
}

.contact-get-started-checkbox {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  cursor: pointer;
  flex-shrink: 0;
  accent-color: var(--color-primary);
}

.contact-get-started-agreement-text {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  cursor: pointer;
}

.contact-get-started-link {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
  font-weight: 600;
}

.contact-get-started-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-get-started-submit {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw, 1.05rem);
  font-weight: 700;
  padding: 1rem 2rem;
  background-color: var(--color-primary);
  color: var(--color-bg-primary);
  border: none;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: background-color var(--transition-base), transform var(--transition-fast), box-shadow var(--transition-base);
  width: 100%;
  margin-top: 0.5rem;
}

.contact-get-started-submit:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.contact-get-started-submit:active {
  transform: translateY(0);
}

.contact-get-started-info-wrapper {
  width: 100%;
}

.contact-get-started-info-box {
  background-color: var(--color-bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
}

.contact-get-started-info-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: 2rem;
}

.contact-get-started-info-item {
  display: flex;
  gap: 1.5rem;
  margin-bottom: 2rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid var(--border-color);
}

.contact-get-started-info-item:last-of-type {
  margin-bottom: 0;
  padding-bottom: 0;
  border-bottom: none;
}

.contact-get-started-info-icon {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
  color: var(--color-primary);
  font-size: 1.5rem;
}

.contact-get-started-info-content {
  flex: 1;
}

.contact-get-started-info-label {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 2vw, 1.1rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: 0.5rem;
}

.contact-get-started-info-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-primary);
  margin-bottom: 0.5rem;
  line-height: 1.6;
}

.contact-get-started-info-link {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
  font-weight: 600;
}

.contact-get-started-info-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-get-started-info-detail {
  font-family: var(--font-primary);
  font-size: clamp(0.8rem, 1vw, 0.9rem);
  color: var(--color-text-secondary);
  margin: 0;
}

.contact-get-started-faq-section {
  margin-top: 2.5rem;
  padding-top: 2rem;
  border-top: 1px solid var(--border-color);
}

.contact-get-started-faq-title {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 2vw, 1.1rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: 1rem;
}

.contact-get-started-faq-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.contact-get-started-faq-link {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
  display: inline-flex;
  align-items: center;
}

.contact-get-started-faq-link:before {
  content: "";
  margin-right: 0.5rem;
  opacity: 0;
  transition: opacity var(--transition-base);
}

.contact-get-started-faq-link:hover {
  color: var(--color-primary-hover);
}

.contact-get-started-faq-link:hover:before {
  opacity: 1;
}

@media (min-width: 768px) {
  .contact-get-started-main {
    padding: 4rem 0;
  }

  .contact-get-started-grid {
    flex-direction: row;
    gap: 3rem;
  }

  .contact-get-started-form-wrapper {
    flex: 1 1 50%;
  }

  .contact-get-started-info-wrapper {
    flex: 1 1 50%;
  }
}

@media (min-width: 1024px) {
  .contact-get-started-main {
    padding: 5rem 0;
  }

  .contact-get-started-form-box,
  .contact-get-started-info-box {
    padding: 3rem;
  }
}

.contact-get-started-trust {
  background-color: var(--color-bg-secondary);
  padding: 3rem 0;
  overflow: hidden;
}

.contact-get-started-trust-content {
  width: 100%;
}

.contact-get-started-trust-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  text-align: center;
  margin-bottom: 3rem;
  line-height: 1.2;
}

.contact-get-started-trust-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  width: 100%;
}

.contact-get-started-trust-item {
  background-color: var(--color-bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 2rem;
  text-align: center;
  transition: transform var(--transition-base), box-shadow var(--transition-base), border-color var(--transition-base);
}

.contact-get-started-trust-item:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary);
}

.contact-get-started-trust-icon {
  font-size: clamp(2rem, 5vw, 2.5rem);
  color: var(--color-primary);
  margin-bottom: 1rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 64px;
  height: 64px;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
}

.contact-get-started-trust-item-title {
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 2vw, 1.3rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: 0.75rem;
}

.contact-get-started-trust-item-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

@media (min-width: 640px) {
  .contact-get-started-trust-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .contact-get-started-trust {
    padding: 5rem 0;
  }

  .contact-get-started-trust-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
  }

  .contact-get-started-trust-item {
    padding: 2.5rem;
  }
}